More Than Money Limited: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 18 February 2014.

This FCA record is no longer authorised, but the company is still on the register with full FCA authorisation under FRN 1047044 →.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

More Than Money Limited Reference number: 1047044 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

morethanmoney.uk
Last known phone number

01233 555454
Last known address

33 Greenside, High Halden, Ashford, Kent, TN26 3LT, United Kingdom

In the full report: 3 background checks

When morethanmoney.uk first appeared online, and whether it can receive email
What kind of line 01233 555454 is
Who else gives the postcode TN26 3LT

Other names (5)

If you were contacted under any of these names, it is this firm.

More Than Diabetes Trading name: A name it trades under now.
More Than Money Ltd Former name: A name it was registered under before.
Life Cover Direct Former trading name: A name it used to trade under.
More Than Cancer Former trading name: A name it used to trade under.
Stevens & Co Former trading name: A name it used to trade under.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11698896 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 November 2018 (7 years old)
Registered office: 33 Greenside, High Halden, Ashford, Kent, TN26 3LT, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Luke Andrew Stevens	Director	May 1994	27 Nov 2018	3 other companies
Samuel Andrew Stevens	Director	May 1994	27 Nov 2018	3 other companies
Andrew Lawrence Stevens	Director	Dec 1968	31 Oct 2019	8 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
still active: 8
run together: 3

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 3 directors run together

Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£18.6k

Up £17.0k from £1,575

Cash at bank

£0

−100% from £3,429

Employees (average)

5

Same as 5

Owed within a year

£139k

−13% from £159k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11698896. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

More Than Money’s history from the FCA register and Companies House, newest first.

Key events (6) All events (17)

2021

20 April 2021

Changed its registered name from "More Than Money Ltd"

FCA register

2020

9 March 2020

Andrew Lawrence Stevens became a part-owner (25–50% of shares)

Companies House

2018

27 November 2018

Incorporated at Companies House
Luke Andrew Stevens became a part-owner (25–50% of shares)
Samuel Andrew Stevens became a part-owner (25–50% of shares)

Companies House

2014

18 February 2014

Stopped being an appointed representative

FCA register

In the full report: all 17 events

All 17 events in its history (6 shown here)
Every director appointment and resignation: 3

Get the full report on More Than Money

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 17 events in its history

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Frequently asked questions about this firm

Is More Than Money Limited FCA authorised?

No. More Than Money Limited (FRN 616062) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is More Than Money a scam or clone?

More Than Money is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with More Than Money?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with More Than Money has no cover, because it is no longer permitted to carry it out.

Who owns More Than Money?

Companies House lists 3 people with significant control of More Than Money: Mr Andrew Lawrence Stevens (25–50% of shares), Mr Luke Andrew Stevens (25–50% of shares) and Mr Samuel Andrew Stevens (25–50% of shares).

Who runs More Than Money?

Companies House lists 3 directors of More Than Money: Luke Andrew Stevens, Samuel Andrew Stevens and Andrew Lawrence Stevens.

How long has More Than Money been in business?

The company was formed on 27 November 2018.

What do More Than Money’s latest accounts show?

Its latest accounts, to 30 November 2025, show net assets of £18.6k (up £17.0k from £1,575) and cash at bank of £0 (−100% from £3,429).

Does More Than Money use any other names?

It trades as More Than Diabetes. It has previously used 4 other names, including More Than Money Ltd, Life Cover Direct and More Than Cancer.