Morgan Richardson Limited

Reference number: 309135

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When morganrichardson.co.uk first appeared online, and whether it can receive email
  • What kind of line 01277 630666 is
  • Who else gives the postcode CM12 9DY
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FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
02949560
Company status
Active
Company type
Private limited company
Incorporated
12 July 1994 (32 years old)
Registered office
Westgate Court, Western Road, Billericay, Essex, CM12 9DY
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Terry Ronald Morgan Director Sep 1959 12 Jul 1994 2 other companies
Julie Morgan Secretary Not published 28 Feb 2010 –
Nicola Jane Wolfson Secretary Not published 31 Jan 2019 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Net assets

£1.74m

−17% from £2.10m

Cash at bank

£296k

−70% from £972k

Employees (average)

28

−6.7% from 30

Owed within a year

£2.74m

−14% from £3.20m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02949560. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Morgan Richardson’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2024

10 July 2024

  • Coastline Ltd stopped being a part-owner

Companies House

2023

11 April 2023

  • Coastline Ltd became a part-owner (25–50% of shares)
  • Julie Ann Morgan became a part-owner (25–50% of shares)

Companies House

2022

27 October 2022

  • Sidney George Richardson stopped being a part-owner

Companies House

2016

6 April 2016

  • Sidney George Richardson became a part-owner (25–50% of shares)
  • Terry Ronald Morgan became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1994

12 July 1994

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Morgan Richardson

Other FCA-listed firms that share a director, phone number or address with Morgan Richardson. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Morgan Richardson

Other firms of the same type (lender), nearest first.

In the Chelmsford (CM) postcode area

Bradley Keith RoutBishop's StortfordAuthorisedBridge Finance LimitedChelmsfordAuthorisedCF Corporate Finance LimitedBishop's StortfordAuthorisedG&A DrapersEppingAuthorisedHoskin Financial Planning LtdMaldonAuthorisedLorinda PietersenBishop's StortfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Morgan Richardson

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 18 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Morgan Richardson Limited FCA authorised?
Yes, Morgan Richardson Limited (FRN 309135) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.
What is Morgan Richardson’s phone number and website?
The FCA register lists the phone number 01277 630666 and the website morganrichardson.co.uk for Morgan Richardson. If you were given different contact details, use these to check with the firm before going any further.
Is Morgan Richardson a scam or clone?
Morgan Richardson is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Morgan Richardson?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Morgan Richardson to the Financial Ombudsman Service, free of charge.
Who owns Morgan Richardson?
Companies House lists 2 people with significant control of Morgan Richardson: Mr Terry Ronald Morgan (25–50% of shares) and Mrs Julie Ann Morgan (25–50% of shares). Before that, it was controlled by Mr Sidney George Richardson and Coastline Ltd.
Who runs Morgan Richardson?
Companies House lists one director of Morgan Richardson: Terry Ronald Morgan.
How long has Morgan Richardson been in business?
The company was formed on 12 July 1994, and has held its current FCA authorisation since January 2005.
What do Morgan Richardson’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1.74m (−17% from £2.10m) and cash at bank of £296k (−70% from £972k).

Sources and links

The full report on Morgan Richardson Limited

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