Morgeisi COPA Mortgages Ltd

Reference number: 1006592

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Morgeisi COPA Mortgages Ltd (FRN 1006592) is an AR of First Complete Limited (FRN 435779). When you use Morgeisi COPA Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Morgeisi COPA Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07889 004609

  • Address

    1st Floor, WO Jones Building, Industrial Estate, Llangefni, LL77 7JA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07889 004609 is
  • Who else gives the postcode LL77 7JA
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • COPA Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15183676
Company status
Active
Company type
Private limited company
Incorporated
3 October 2023 (3 years old)
Registered office
1st Floor Wo Jones Building, Industrial Estate, Llangefni, Anglesey, LL77 7JA, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Jones-Owen Director Apr 1986 3 Oct 2023 1 other company
Claire Williams Director Apr 1980 3 Oct 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Total equity

£130k

+103% from £64.2k

Employees (average)

3

Same as 3

Owed within a year

£40.3k

+99% from £20.3k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15183676. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Morgeisi COPA Mortgages’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2026

19 August 2026

  • Ceri Wyn Jones stopped being a part-owner

Companies House

2023

8 December 2023

  • Became an appointed representative

FCA register

3 October 2023

  • Incorporated at Companies House
  • Adam Jones-Owen became a part-owner (25–50% of shares)
  • Ceri Wyn Jones became a part-owner (25–50% of shares)
  • Claire Williams became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Morgeisi COPA Mortgages

Other FCA-listed firms that share a director, phone number or address with Morgeisi COPA Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Morgeisi COPA Mortgages

Other firms of the same type (insurance broker), nearest first.

In Llangefni

E P Davies & G W P R ConnollyLlangefniAppointed representativeElim PeugeotLlangefniAuthorised

In the Llandudno (LL) postcode area

Bryn Awel Parks LLPPentraethAppointed representativeC S Jones, C M Jones, G A Griffiths, S R Hulme & H F HughesRuthinAppointed representativeDM, MD & Miss SA BancroftPrestatynAppointed representativeElan Mortgage Solutions Ltd.RhylAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Morgeisi COPA Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 11 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Morgeisi COPA Mortgages Ltd FCA authorised?
Morgeisi COPA Mortgages Ltd (FRN 1006592) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Morgeisi COPA Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Morgeisi COPA Mortgages Ltd (FRN 1006592) is an AR of First Complete Limited (FRN 435779). When you use Morgeisi COPA Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Morgeisi COPA Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Morgeisi COPA Mortgages’ phone number?
The FCA register lists the phone number 07889 004609 for Morgeisi COPA Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Morgeisi COPA Mortgages a scam or clone?
Morgeisi COPA Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Morgeisi COPA Mortgages?
Protection works through First Complete Limited, the principal firm responsible for Morgeisi COPA Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Morgeisi COPA Mortgages?
Companies House lists 2 people with significant control of Morgeisi COPA Mortgages: Mr Adam Jones-Owen (25–50% of shares) and Mrs Claire Williams (25–50% of shares). Before that, it was controlled by Mrs Ceri Wyn Jones.
Who runs Morgeisi COPA Mortgages?
Companies House lists 2 directors of Morgeisi COPA Mortgages: Adam Jones-Owen and Claire Williams.
How long has Morgeisi COPA Mortgages been in business?
The company was formed on 3 October 2023.
What do Morgeisi COPA Mortgages’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £130k (+103% from £64.2k).
Does Morgeisi COPA Mortgages use any other names?
It trades as COPA Mortgages.

Sources and links

The full report on Morgeisi COPA Mortgages Ltd

£19.99 · Instant PDF download

Loading secure checkout…