MORhomes PLC: FCA regulated?

On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

Registered for 8 years
No FCA actions
Active company since 2017

What does this mean?

Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

morhomes.co.uk (opens in a new tab)
Phone number

01256 862005
Address

Future Business Centre, Kings Hedges Road, Cambridge, CB4 2HY, United Kingdom

In the full report: 3 background checks

When morhomes.co.uk first appeared online, and whether it can receive email
What kind of line 01256 862005 is
Who else gives the postcode CB4 2HY

Past FCA permissions and consumer protection

Money-laundering registration only
This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10974098 (opens Companies House in a new tab)
Company status: Active
Company type: Public limited company
Incorporated: 21 September 2017 (9 years old)
Registered office: Future Business Centre, Kings Hedges Road, Cambridge, CB4 2HY, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Geraldine Lesley Howley	Director	Apr 1957	1 Apr 2021	6 other companies
Jane Elizabeth Pilcher	Director	Oct 1962	1 Oct 2021	3 other companies
Anjila Thomas	Director	Mar 1971	1 Apr 2022	None
Andrew David Morton	Director	Dec 1970	1 May 2023	5 other companies
Michael Thomas Hinch	Director	Apr 1961	1 Apr 2024	1 other company
Zhonghua Gloria Yang	Director	Nov 1979	10 Sep 2026	None
ALLIA BOND SERVICES LIMITED	Corporate secretary	Not published	22 May 2023	–

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 15
closed down: 2
is FCA-registered: 1

In the full report: all 15 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 16 people who have ever been directors, with their dates

Key dates in its history

MORhomes’s history from the FCA register and Companies House, newest first.

Key events (4) All events (30)

2018

13 September 2018

Registered with the FCA

FCA register

19 February 2018

Julian Barker gave up control

Companies House

2017

21 September 2017

Incorporated at Companies House
Julian Barker took control (75–100% of shares)

Companies House

In the full report: all 30 events

All 30 events in its history (4 shown here)
Every director appointment and resignation: 26

Firms connected to MORhomes

Other FCA-listed firms that share a director, phone number or address with MORhomes. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3
past link: 1

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates
1 past link through former directors

Get the full report on MORhomes

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

15 other companies its directors have run, named
3 background checks on its contact details
All 30 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is MORhomes PLC FCA authorised?

MORhomes PLC (FRN 816485) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.

What is MORhomes’ phone number and website?

The FCA register lists the phone number 01256 862005 and the website morhomes.co.uk for MORhomes. If you were given different contact details, use these to check with the firm before going any further.

Is MORhomes a scam or clone?

MORhomes is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.

Is my money safe with MORhomes?

Money you hand to MORhomes is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

Who owns MORhomes?

Companies House lists no one with significant control of MORhomes now. Before that, it was controlled by Mr Julian Barker.

Who runs MORhomes?

Companies House lists 6 directors of MORhomes: Geraldine Lesley Howley, Jane Elizabeth Pilcher, Anjila Thomas, Andrew David Morton, Michael Thomas Hinch and Zhonghua Gloria Yang.

How long has MORhomes been in business?

The company was formed on 21 September 2017.