Moriarty Mortgages Ltd

Reference number: 987223

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Moriarty Mortgages Ltd (FRN 987223) is an AR of First Complete Limited (FRN 435779). When you use Moriarty Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Moriarty Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07932 383105

  • Address

    3rd Floor, Granite Building, 6 Stanley Street, Liverpool, L1 6AF, United Kingdom

In the full report: 2 background checks

  • What kind of line 07932 383105 is
  • Who else gives the postcode L1 6AF
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Moriarty Mortgages Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company status
Active
Company type
Private limited company
Incorporated
5 October 2022 (4 years old)
Registered office
Edward Pavilion, Albert Dock, Liverpool, L3 4AF, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
James Foley Director Dec 1993 5 Oct 2022 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

17 months to 31 March 2025Micro-entity accountsNot audited

Net assets

£2,342

+83% from £1,282

Employees (average)

1

Same as 1

Owed within a year

£14.5k

+427% from £2,746

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14399401. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Moriarty Mortgages’s history from the FCA register and Companies House, newest first.

2026

30 April 2026

  • Changed its registered name from "Moriarty Mortgages Limited"

FCA register

2022

17 November 2022

  • Became an appointed representative

FCA register

5 October 2022

  • Incorporated at Companies House
  • James Foley took control (75–100% of shares)
  • James Foley appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Moriarty Mortgages

Other FCA-listed firms that share a director, phone number or address with Moriarty Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Moriarty Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Liverpool

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Moriarty Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Moriarty Mortgages Ltd FCA authorised?
Moriarty Mortgages Ltd (FRN 987223) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Moriarty Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Moriarty Mortgages Ltd (FRN 987223) is an AR of First Complete Limited (FRN 435779). When you use Moriarty Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Moriarty Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Moriarty Mortgages’ phone number?
The FCA register lists the phone number 07932 383105 for Moriarty Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Moriarty Mortgages a scam or clone?
Moriarty Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Moriarty Mortgages?
Protection works through First Complete Limited, the principal firm responsible for Moriarty Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Moriarty Mortgages?
Companies House lists one person with significant control of Moriarty Mortgages: Mr James Foley (75–100% of shares).
Who runs Moriarty Mortgages?
Companies House lists one director of Moriarty Mortgages: James Foley.
How long has Moriarty Mortgages been in business?
The company was formed on 5 October 2022.
What do Moriarty Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £2,342 (+83% from £1,282).
Does Moriarty Mortgages use any other names?
It has previously used the name Moriarty Mortgages Limited.

Sources and links

The full report on Moriarty Mortgages Ltd

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