Mortgage Advice Bureau South West Ltd

Reference number: 302978

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When silverss.com first appeared online, and whether it can receive email
  • What kind of line 01225 869900 is
  • Who else gives the postcode SN12 6JR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Silver Street Solutions Trading name
  • Mortgage Advice Bureau Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03967713
Company status
Active
Company type
Private limited company
Incorporated
7 April 2000 (26 years old)
Registered office
The Old Post Office, Market Place, Chippenham, SN15 3HR, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Mark Emery Director Mar 1972 7 Apr 2000 4 other companies
Bradley James Bull Director May 1993 30 Sep 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
still active
4

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£600

Down £20 from £620

Cash at bank

£30.9k

−42% from £53.2k

Employees (average)

3

−25% from 4

Owed within a year

£84.1k

−39% from £138k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03967713. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Advice Bureau South West’s history from the FCA register and Companies House, newest first.

Key events (10) All events (21)

2024

30 September 2024

  • B Bull Limited became a part-owner (25–50% of shares)
  • Emery Holdings South West Limited became the majority owner (50–75% of shares)
  • Lee Mark Emery stopped being a part-owner
  • Matthew Scott Withers stopped being the majority owner

Companies House

2016

6 April 2016

  • Lee Mark Emery became a part-owner (25–50% of shares)
  • Matthew Scott Withers became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2000

7 April 2000

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (10 shown here)
  • Every director appointment and resignation: 6
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Firms like Mortgage Advice Bureau South West

Other firms of the same type (mortgage adviser or broker), nearest first.

In Melksham

Karen West Mortgages LtdMelkshamAppointed representative

In the Swindon (SN) postcode area

Anderson Wealth Management LtdSwindonAuthorisedAspire Commercial Finance LimitedCorshamAuthorisedFirst Complete LimitedWiltshireAuthorisedG.P. Sales Consultants LimitedChippenhamAuthorisedHuxmor LimitedOxfordshireAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Advice Bureau South West

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Mortgage Advice Bureau South West Ltd FCA authorised?
Yes, Mortgage Advice Bureau South West Ltd (FRN 302978) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Advice Bureau South West’s phone number and website?
The FCA register lists the phone number 01225 869900 and the website silverss.com for Mortgage Advice Bureau South West. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Advice Bureau South West a scam or clone?
Mortgage Advice Bureau South West is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Advice Bureau South West?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Advice Bureau South West to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Advice Bureau South West?
Mortgage Advice Bureau South West is owned by Emery Holdings South West Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 30 September 2024. Before that, it was controlled by Mr Lee Mark Emery and Mr Matthew Scott Withers.
Who runs Mortgage Advice Bureau South West?
Companies House lists 2 directors of Mortgage Advice Bureau South West: Lee Mark Emery and Bradley James Bull.
How long has Mortgage Advice Bureau South West been in business?
The company was formed on 7 April 2000, and has held its current FCA authorisation since October 2004.
What do Mortgage Advice Bureau South West’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £600 (down £20 from £620) and cash at bank of £30.9k (−42% from £53.2k).
Does Mortgage Advice Bureau South West use any other names?
It trades as Silver Street Solutions. It has previously used the name Mortgage Advice Bureau.

Sources and links

The full report on Mortgage Advice Bureau South West Ltd

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