Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 22 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 April 2025
Responsible principal firm
Personal Touch Financial Services Limited Reference number: 187834 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Advice Network UK Ltd (FRN 409326) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Mortgage Advice Network UK's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Advice Network UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
121 London Road, Knebworth, Hertfordshire, SG3 6EX, United Kingdom
In the full report: 2 background checks
- What kind of line 01438 814073 is
- Who else gives the postcode SG3 6EX
Other names (1)
If you were contacted under any of these names, it is this firm.
- Mortgage Advice Network Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11970183 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 April 2019 (7 years old)
- Registered office
- 121 London Road, Knebworth, SG3 6EX, England
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gary Wright | Director | Jul 1978 | 30 Apr 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£202k
+16% from £173k
Cash at bank
£225k
+20% from £187k
Employees (average)
2
Same as 2
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11970183. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Advice Network UK’s history from the FCA register and Companies House, newest first.
2021
6 April 2021
- Helen Wright became a part-owner (25–50% of shares)
Companies House
2019
19 September 2019
- Began trading as "Mortgage Advice Network"
FCA register
3 September 2019
- Changed its registered name from "Mortgage Advice Network"
FCA register
30 April 2019
- Incorporated at Companies House
- Gary Wright became the majority owner (50–75% of shares)
- Gary Wright appointed as a director
Companies House
2004
31 October 2004
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Mortgage Advice Network UK
Other firms of the same type (mortgage adviser or broker), nearest first.
In Knebworth
In the Stevenage (SG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Advice Network UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
Is Mortgage Advice Network UK Ltd FCA authorised?
What does appointed representative mean for Mortgage Advice Network UK?
What is Mortgage Advice Network UK’s phone number?
Is Mortgage Advice Network UK a scam or clone?
Is my money safe with Mortgage Advice Network UK?
Who owns Mortgage Advice Network UK?
Who runs Mortgage Advice Network UK?
How long has Mortgage Advice Network UK been in business?
What do Mortgage Advice Network UK’s latest accounts show?
Does Mortgage Advice Network UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk