Mortgage Force (UK) Ltd

Reference number: 843041

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgageforce.co.uk first appeared online, and whether it can receive email
  • What kind of line 01332 900789 is, and the other firm that gives it
  • Who else gives the postcode EC2M 1JH
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Other names (36)

If you were contacted under any of these names, it is this firm.

  • Affluence Financial Management Services Trading name
  • Borro Better Trading name
  • Brightstar Mortgage Club Trading name
  • Clear Idea Finance Trading name
  • Derek Farrelly & Associates Trading name
  • JRO Mortgage Solutions Trading name
  • Lockhart Murphy Trading name
  • More Financial Planning Trading name
  • mortgageforce Trading name
  • Mortgage Force Scotland Trading name
  • Mortgage Force Surrey Trading name
  • Prime Mortgages Trading name
  • Profile Mortgage & Financial Solutions Trading name
  • Rocha Finance Trading name
  • Sterling Beacon Financial Trading name
  • The Mortgage Advisor Trading name
  • VESP Mortgages Trading name
  • AWS Financial Services Former trading name
  • AWS Mortgages Former trading name
  • Breeze Financial Solutions Former trading name
  • Coral Mortgage and Financial Former trading name
  • Coral Mortgages and Financial Former trading name
  • David Scotland & Co Former trading name
  • Exclusive Mortgage Management Former trading name
  • LiveMore by Mortgageforce Former trading name
  • Monopoly Mortgages Former trading name
  • Mortgage Force Development London & South East Former trading name
  • Mortgage Force London & South East Former trading name
  • Mortgage Vision Former trading name
  • Nurture FS Former trading name
  • Sibley Property Finance Former trading name
  • The London Mortgage Brokers Former trading name
  • The Mortgage Adviser Former trading name
  • Velo Mortgage Company Former trading name
  • Wiser Mortgages Former trading name
  • Wmortgages Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (13 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09394027
Company status
Active
Company type
Private limited company
Incorporated
19 January 2015 (11 years old)
Registered office
Chestnut House, 65a Friar Gate, Derby, DE1 1DJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kevin Brian Duffy Director Apr 1966 19 Jan 2015 15 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
6
are FCA-registered
2

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£662k

+29% from £514k

Cash at bank

£20.8k

+2.7% from £20.2k

Employees (average)

11

Same as 11

Owed within a year

£2.06m

+18% from £1.75m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09394027. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Force (UK)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (65)

2020

10 March 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Kevin Brian Duffy took control (75–100% of shares)

Companies House

2015

19 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 65 events

  • All 65 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms connected to Mortgage Force (UK)

Other FCA-listed firms that share a director, phone number or address with Mortgage Force (UK). A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Mortgage Force (UK)

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Saga Personal Finance LimitedLondonAuthorisedLegal & General Partnership Services LimitedLondonAuthorisedPrudential Distribution LimitedLondonAuthorisedQuilter Mortgage Planning LimitedLondonAuthorisedEnness LimitedLondonAuthorisedPivotal Financial LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Force (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 65 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Force (UK) Ltd FCA authorised?
Yes, Mortgage Force (UK) Ltd (FRN 843041) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Force (UK)’s phone number and website?
The FCA register lists the phone number 01332 900789 and the website mortgageforce.co.uk for Mortgage Force (UK). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Mortgage Force (UK) a scam or clone?
Mortgage Force (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Force (UK)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Force (UK) to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Force (UK)?
Companies House lists one person with significant control of Mortgage Force (UK): Mr Kevin Brian Duffy (75–100% of shares).
Who runs Mortgage Force (UK)?
Companies House lists one director of Mortgage Force (UK): Kevin Brian Duffy.
How long has Mortgage Force (UK) been in business?
The company was formed on 19 January 2015, and has held its current FCA authorisation since March 2020.
What do Mortgage Force (UK)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £662k (+29% from £514k) and cash at bank of £20.8k (+2.7% from £20.2k).
Does Mortgage Force (UK) use any other names?
It trades as Affluence Financial Management Services, Borro Better, Brightstar Mortgage Club, Clear Idea Finance and Derek Farrelly & Associates, and 12 more names. It has previously used 19 other names, including AWS Financial Services, AWS Mortgages and Breeze Financial Solutions.

Sources and links

The full report on Mortgage Force (UK) Ltd

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