No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 2 June 2005.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Last known phone number
07787 567229
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Last known address
Millennium Court, First Avenue, Burton-On-Trent, Staffordshire, DE14 2WH, United Kingdom
In the full report: 2 background checks
- What kind of line 07787 567229 is
- Who else gives the postcode DE14 2WH
Other names (2)
If you were contacted under any of these names, it is this firm.
- Derek Johnson Former name: A name it was registered under before.
- Armchair Mortgage Solutions Former trading name: A name it used to trade under.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11074744 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 November 2017 (8 years old)
- Registered office
- Millennium Court, First Avenue, Burton On Trent, Staffordshire, DE14 2WH, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Derek Malcolm Johnson | Director | Jul 1957 | 21 Nov 2017 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£243
Up £143 from £100
Cash at bank
£968
No earlier figure to compare
Employees (average)
0
Same as 0
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11074744. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Inspirations’s history from the FCA register and Companies House, newest first.
2024
29 July 2024
- Changed its registered name from "Derek Johnson"
FCA register
2017
21 November 2017
- Incorporated at Companies House
- Derek Malcolm Johnson took control (75–100% of shares)
Companies House
2005
2 June 2005
- Stopped being an appointed representative
FCA register
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 1
Firms like Mortgage Inspirations
Other firms of the same type (mortgage adviser or broker), nearest first.
In Burton-On-Trent
In the Derby (DE) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Inspirations
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
Is Mortgage Inspirations Limited FCA authorised?
Is Mortgage Inspirations a scam or clone?
Is my money safe with Mortgage Inspirations?
Who owns Mortgage Inspirations?
Who runs Mortgage Inspirations?
How long has Mortgage Inspirations been in business?
What do Mortgage Inspirations’ latest accounts show?
Does Mortgage Inspirations use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk