Mortgage Lending Solutions Ltd

Reference number: 913504

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Lending Solutions Ltd (FRN 913504) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgage Lending Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Lending Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07713 851230

  • Address

    83 Brixham Crescent, Ruislip, HA4 8TT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07713 851230 is
  • Who else gives the postcode HA4 8TT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 July 2019 (7 years old)
Registered office
83 Brixham Crescent, Ruislip, HA4 8TT, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Thanaanchayan Selvarajah Director Jun 1989 29 Jul 2019 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£4,622

−29% from £6,482

Employees (average)

2

Same as 2

Owed within a year

£4,631

+32% from £3,518

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12127737. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Lending Solutions’s history from the FCA register and Companies House, newest first.

2019

16 September 2019

  • Became an appointed representative

FCA register

29 July 2019

  • Incorporated at Companies House
  • Thanaanchayan Selvarajah took control (75–100% of shares)
  • Thanaanchayan Selvarajah appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mortgage Lending Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ruislip

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Lending Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Mortgage Lending Solutions Ltd FCA authorised?
Mortgage Lending Solutions Ltd (FRN 913504) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Lending Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Lending Solutions Ltd (FRN 913504) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgage Lending Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Lending Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Lending Solutions’ phone number?
The FCA register lists the phone number 07713 851230 for Mortgage Lending Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Lending Solutions a scam or clone?
Mortgage Lending Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Lending Solutions?
Protection works through The Right Mortgage Limited, the principal firm responsible for Mortgage Lending Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Lending Solutions?
Companies House lists one person with significant control of Mortgage Lending Solutions: Mr Thanaanchayan Selvarajah (75–100% of shares).
Who runs Mortgage Lending Solutions?
Companies House lists one director of Mortgage Lending Solutions: Thanaanchayan Selvarajah.
How long has Mortgage Lending Solutions been in business?
The company was formed on 29 July 2019.
What do Mortgage Lending Solutions’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £4,622 (−29% from £6,482).

Sources and links

The full report on Mortgage Lending Solutions Ltd

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