Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
7 St Marnock Street, Kilmarnock, East Ayrshire, KA1 1DZ, United Kingdom
In the full report: 2 background checks
- What kind of line 01563 551100 is
- Who else gives the postcode KA1 1DZ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Mortgage Master Trading name: A name it trades under now.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action
FCA action
- fine
- 1
- in fines
- £11.9k
- most recent
- July 2008
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Fined £11,900 on 7 July 2008
On 7th July 2008 the FSA imposed a financial penalty of £11,900, (reduced from £17,000 for early settlement) on Mortgage Master for failing to comply with Principle 3 of the Principles for Businesses and FSA Rules, and rules in Chapter 4 of the section of the FSA's Handbook entitled Mortgages and Home Finance: Conduct of Business Sourcebook (MCOB) and chapter 3 of the section of the FSA's Handbook entitled Senior Management Arrangements, Systems and Controls (SYSC). These breaches relate to Mortgage Master's failure to adequately supervise one of its two mortgage advisers resulting in applications containing false and misleading information being submitted to prospective lenders. More specifically Mortgage Master's failings were as follows. 1. Mortgage Master did not have appropriate management systems and controls to: a. ensure the effective supervision and ongoing monitoring of the Adviser, including ensuring that he obtained from customers and recorded all the information likely to be relevant to ensure the suitability of his advice; b. conduct appropriate compliance monitoring in respect of the firm's sales processes, or use management information to focus its compliance monitoring appropriately; and c. take reasonable care to counter the risk that the firm might be used to further financial crime, including by verifying customers' income details where, taking a common sense view, the firm ought to have realised that income information in application forms was or could have been inaccurate. The action also requires Mortgage Master to undertake a review of all of the mortgage files of the former adviser and inform all lenders and clients where false information has been included in mortgage applications.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC185579 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 May 1998 (28 years old)
- Registered office
- 7 St Marnock Street, Kilmarnock, Ayrshire, KA1 1DZ
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jeffrey Bryant Bradman | Director | Jan 1947 | 8 May 1998 | None |
| Jack Stone | Director | Sep 1946 | 8 May 1998 | None |
| Jeffrey Bryant Bradman | Secretary | Not published | 8 May 1998 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£67.3k
+16% from £57.9k
Cash at bank
£61.3k
+25% from £49.0k
Employees (average)
3
Same as 3
Owed within a year
£11.4k
+21% from £9,397
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC185579. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Master (Glasgow)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Jeffrey Bryant Bradman became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2008
7 July 2008
- Fined £11,900 by the FCA
FCA register
2004
31 October 2004
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
1998
8 May 1998
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 2
Firms like Mortgage Master (Glasgow)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Kilmarnock
Brian BaganKilmarnockAuthorisedHarry McGinnKilmarnockAuthorisedMartin RiddellKilmarnockAuthorisedMonarch Financial Services LtdKilmarnockAuthorisedCARA Mortgage Services LtdKilmarnockAppointed representative
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Master (Glasgow)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 11 events in its history
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Frequently asked questions about this firm
Is Mortgage Master (Glasgow) Ltd. FCA authorised?
Yes, Mortgage Master (Glasgow) Ltd. (FRN 300219) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Master (Glasgow)’s phone number?
The FCA register lists the phone number 01563 551100 for Mortgage Master (Glasgow). If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Master (Glasgow) a scam or clone?
Mortgage Master (Glasgow) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Master (Glasgow)?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Master (Glasgow) to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Master (Glasgow)?
Companies House lists one person with significant control of Mortgage Master (Glasgow): Mr Jeffrey Bryant Bradman (25–50% of shares).
Who runs Mortgage Master (Glasgow)?
Companies House lists 2 directors of Mortgage Master (Glasgow): Jeffrey Bryant Bradman and Jack Stone.
How long has Mortgage Master (Glasgow) been in business?
The company was formed on 8 May 1998, and has held its current FCA authorisation since October 2004.
What do Mortgage Master (Glasgow)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £67.3k (+16% from £57.9k) and cash at bank of £61.3k (+25% from £49.0k).
Has the FCA taken action against Mortgage Master (Glasgow)?
Yes. The FCA register records 1 fine in 2008, £11,900 in total. The details are in the disciplinary section above, with links to the FCA's notices.
Does Mortgage Master (Glasgow) use any other names?
It trades as Mortgage Master.
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk