Mortgage Perspective and Protection Ltd
Reference number: 1030532
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Mortgage Perspective, Garden Place, 6 Victoria Street, Altrincham, Trafford, WA14 1ET, United Kingdom
In the full report: 3 background checks
- When mortgageperspective.co.uk first appeared online, and whether it can receive email
- What kind of line 0161 929 3742 is
- Who else gives the postcode WA14 1ET
Other names (2)
If you were contacted under any of these names, it is this firm.
- Fresh Trading name: A name it trades under now.
- Mortgage Perspective Trading name: A name it trades under now.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL Advisor
- Acting as a CBTL arranger
- Acting as a CBTL Arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15803082 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 June 2024 (2 years old)
- Registered office
- Suite 2 1st Floor Metropolitan House, Station Road, Cheadle Hulme, Cheshire, SK8 7AZ, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Charles Jarvis | Director | Jun 1961 | 26 Jun 2024 | 4 other companies |
| Robert Lee Panayiotou | Director | Aug 1986 | 23 Mar 2026 | 4 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 3
- still active
- 5
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
−£69.3k
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Owed within a year
−£7,212
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £69.3k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15803082. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Mortgage Perspective and Protection’s history from the FCA register and Companies House, newest first.
2025
1 September 2025
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2024
26 June 2024
- Incorporated at Companies House
- John Charles Jarvis took control (75–100% of shares)
Companies House
In the full report: all 9 events
- All 9 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms connected to Mortgage Perspective and Protection
Other FCA-listed firms that share a director, phone number or address with Mortgage Perspective and Protection. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Mortgage Perspective and Protection
Other firms of the same type (mortgage adviser or broker), nearest first.
In Altrincham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Perspective and Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details
- All 9 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Mortgage Perspective and Protection Ltd FCA authorised?
What is Mortgage Perspective and Protection’s phone number and website?
Is Mortgage Perspective and Protection a scam or clone?
Is my money safe with Mortgage Perspective and Protection?
Who owns Mortgage Perspective and Protection?
Who runs Mortgage Perspective and Protection?
How long has Mortgage Perspective and Protection been in business?
What do Mortgage Perspective and Protection’s latest accounts show?
Does Mortgage Perspective and Protection use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk