Mortgage Ready Limited

Reference number: 911773

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagechain.co.uk first appeared online, and whether it can receive email
  • What kind of line 01245 333222 is
  • Who else gives the postcode IP26 4RS
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage Chain Trading name
  • The Loan Club Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11968828
Company status
Active
Company type
Private limited company
Incorporated
29 April 2019 (7 years old)
Registered office
10 Earlsfield Lane, Methwold, Thetford, Norfolk, IP26 4RS, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Alex Kerr Director Jul 1980 29 Apr 2019 6 other companies
Sally Ann Magnus Director Aug 1978 29 Apr 2019 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 April 2025Dormant company accountsNot audited

Net assets

£100

Up £100 from £0

These accounts were filed as dormant: the company reported no significant trading in the period.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11968828. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Ready’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2020

14 February 2020

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

29 April 2019

  • Incorporated at Companies House
  • Alex Kerr became a part-owner (25–50% of shares)
  • Sally Ann Magnus became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Mortgage Ready

Other firms of the same type (mortgage adviser or broker), nearest first.

In Thetford

Griffin Commerce LimitedThetfordAppointed representative

In the Ipswich (IP) postcode area

Abacus Colchester LimitedIpswichAuthorisedBelham LimitedStowmarketAuthorisedBENEFITS2U LimitedIpswichAuthorisedCdeals LtdBury St. EdmundsAuthorisedCommercial Finance Brokers UK LimitedWoodbridgeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Ready

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Mortgage Ready Limited FCA authorised?
Yes, Mortgage Ready Limited (FRN 911773) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Ready’s phone number and website?
The FCA register lists the phone number 01245 333222 and the website mortgagechain.co.uk for Mortgage Ready. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Ready a scam or clone?
Mortgage Ready is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Ready?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Ready to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Ready?
Companies House lists 2 people with significant control of Mortgage Ready: Mr Alex Kerr (25–50% of shares) and Miss Sally Ann Magnus (25–50% of shares).
Who runs Mortgage Ready?
Companies House lists 2 directors of Mortgage Ready: Alex Kerr and Sally Ann Magnus.
How long has Mortgage Ready been in business?
The company was formed on 29 April 2019, and has held its current FCA authorisation since February 2020.
What do Mortgage Ready’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £100 (up £100 from £0).
Does Mortgage Ready use any other names?
It trades as Mortgage Chain and The Loan Club.

Sources and links

The full report on Mortgage Ready Limited

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