Mortgage Saving Experts Limited

Reference number: 779662

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagesavingexperts.com first appeared online, and whether it can receive email
  • What kind of line 01273 738072 is
  • Who else gives the postcode RH20 4EP
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Other names (27)

If you were contacted under any of these names, it is this firm.

  • Insurance Saving Experts Trading name: A name it trades under now.
  • The Broker Network Trading name: A name it trades under now.
  • Aperture Mortgage Advice Former trading name: A name it used to trade under.
  • Certain Mortgages Former trading name: A name it used to trade under.
  • Dahleys Financial Services Former trading name: A name it used to trade under.
  • DM Associates Former trading name: A name it used to trade under.
  • Elevate Financial Services Former trading name: A name it used to trade under.
  • Fosters Financial Solutions Former trading name: A name it used to trade under.
  • Joanne Pay Mortgage and Protection Former trading name: A name it used to trade under.
  • Kotu Mortgages Former trading name: A name it used to trade under.
  • Later Life Retirement Planning Former trading name: A name it used to trade under.
  • Mortgage House Group Former trading name: A name it used to trade under.
  • Mortgage Mitch Former trading name: A name it used to trade under.
  • My Blue Light Mortgage Former trading name: A name it used to trade under.
  • My Blue Light Mortgages Former trading name: A name it used to trade under.
  • Northumberland Mortgages Former trading name: A name it used to trade under.
  • Obsidian Finance Former trading name: A name it used to trade under.
  • Prestige Mortgage Financing Former trading name: A name it used to trade under.
  • Pulse Mortgages Former trading name: A name it used to trade under.
  • SND Mortgages Former trading name: A name it used to trade under.
  • Space Financial Former trading name: A name it used to trade under.
  • The Later Life Club Former trading name: A name it used to trade under.
  • The Mortgage Editor Former trading name: A name it used to trade under.
  • The Mortgage Gurus Former trading name: A name it used to trade under.
  • The Zen Den Former trading name: A name it used to trade under.
  • Warneford Mortgages Former trading name: A name it used to trade under.
  • Winning Mortgages Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 December 2016 (9 years old)
Registered office
47 John Ireland Way, Washington, Pulborough, West Sussex, RH20 4EP, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Barry Colin Webb Director Apr 1977 8 Dec 2016 1 other company
Lynette Webb Secretary Not published 8 Dec 2016 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2026Small company accountsNot audited

Net assets

£12.7k

−69% from £41.6k

Cash at bank

£75.7k

+6.3% from £71.2k

Employees (average)

0

−100% from 1

Owed within a year

£22.9k

−28% from £31.7k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10516392. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Saving Experts’s history from the FCA register and Companies House, newest first.

2017

29 August 2017

  • Lynette Webb became a part-owner (25–50% of shares)

Companies House

9 August 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

8 December 2016

  • Incorporated at Companies House
  • Barry Colin Webb became a part-owner (25–50% of shares)

Companies House

In the full report: all 59 events

  • All 59 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms like Mortgage Saving Experts

Other firms of the same type (mortgage adviser or broker), nearest first.

In Pulborough

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Saving Experts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 59 events in its history

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Frequently asked questions about this firm

Is Mortgage Saving Experts Limited FCA authorised?
Yes, Mortgage Saving Experts Limited (FRN 779662) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2017 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgage Saving Experts’ phone number and website?
The FCA register lists the phone number 01273 738072 and the website mortgagesavingexperts.com for Mortgage Saving Experts. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Saving Experts a scam or clone?
Mortgage Saving Experts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Saving Experts?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgage Saving Experts to the Financial Ombudsman Service, free of charge.
Who owns Mortgage Saving Experts?
Companies House lists 2 people with significant control of Mortgage Saving Experts: Mrs Lynette Webb (25–50% of shares) and Mr Barry Colin Webb (25–50% of shares).
Who runs Mortgage Saving Experts?
Companies House lists one director of Mortgage Saving Experts: Barry Colin Webb.
How long has Mortgage Saving Experts been in business?
The company was formed on 8 December 2016, and has held its current FCA authorisation since August 2017.
What do Mortgage Saving Experts’ latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £12.7k (−69% from £41.6k) and cash at bank of £75.7k (+6.3% from £71.2k).
Does Mortgage Saving Experts use any other names?
It trades as Insurance Saving Experts and The Broker Network. It has previously used 25 other names, including Aperture Mortgage Advice, Certain Mortgages and Dahleys Financial Services.

Sources and links

The full report on Mortgage Saving Experts Limited

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