Mortgage Wheel Ltd

Reference number: 706288

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Wheel Ltd (FRN 706288) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mortgage Wheel's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Wheel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagewheel.com first appeared online, and whether it can receive email
  • What kind of line 07818 818728 is
  • Who else gives the postcode B75 7NW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • KS Matharu Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09574998
Company status
Active
Company type
Private limited company
Incorporated
5 May 2015 (11 years old)
Registered office
23 Regents Way, Sutton Coldfield, B75 7NW, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Kabir Singh Matharu Director Dec 1979 5 May 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£4,605

+4.1% from £4,424

Employees (average)

1

Same as 1

Owed within a year

£6,305

<1% from £6,257

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09574998. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Wheel’s history from the FCA register and Companies House, newest first.

2016

1 July 2016

  • Kabir Singh Matharu took control (75–100% of shares)

Companies House

2015

24 June 2015

  • Changed its registered name from "KS Matharu Limited"

FCA register

11 June 2015

  • Became an appointed representative
  • Began trading as "Mortgage Wheel"

FCA register

5 May 2015

  • Incorporated at Companies House
  • Kabir Singh Matharu appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mortgage Wheel

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sutton Coldfield

Acres Financial Services LimitedSutton ColdfieldAppointed representativeAmy BartonSutton ColdfieldAppointed representativeCaboodle Financial Services LtdSutton ColdfieldAppointed representativeGreen & Co (FS) LimitedSutton ColdfieldAppointed representativeHighbury Mortgages LtdSutton ColdfieldAppointed representativeKelly EllisSutton ColdfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Wheel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Mortgage Wheel Ltd FCA authorised?
Mortgage Wheel Ltd (FRN 706288) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Wheel?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Wheel Ltd (FRN 706288) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mortgage Wheel's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Wheel, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Wheel’s phone number and website?
The FCA register lists the phone number 07818 818728 and the website mortgagewheel.com for Mortgage Wheel. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Wheel a scam or clone?
Mortgage Wheel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Wheel?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Mortgage Wheel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Wheel?
Companies House lists one person with significant control of Mortgage Wheel: Mr Kabir Singh Matharu (75–100% of shares).
Who runs Mortgage Wheel?
Companies House lists one director of Mortgage Wheel: Kabir Singh Matharu.
How long has Mortgage Wheel been in business?
The company was formed on 5 May 2015.
What do Mortgage Wheel’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £4,605 (+4.1% from £4,424).
Does Mortgage Wheel use any other names?
It has previously used the name KS Matharu Limited.

Sources and links

The full report on Mortgage Wheel Ltd

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