Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 January 2025
Responsible principal firm
First Complete Limited Reference number: 435779 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgageexpertsuk Ltd (FRN 1011297) is an AR of First Complete Limited (FRN 435779). When you use Mortgageexpertsuk's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgageexpertsuk, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Winterfell, Nunnery Lane, Worcester, Worcestershire, WR5 1RG, United Kingdom
In the full report: 2 background checks
- What kind of line 07967 333534 is
- Who else gives the postcode WR5 1RG
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15436601 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 January 2024 (2 years old)
- Registered office
- Winterfell, Nunnery Lane, Worcester, WR5 1RG, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Naema Suleman-Khalid | Director | Nov 1980 | 23 Jan 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£292
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£300
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15436601. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Mortgageexpertsuk’s history from the FCA register and Companies House, newest first.
2024
2 May 2024
- Became an appointed representative
FCA register
23 January 2024
- Incorporated at Companies House
- Naema Suleman-Khalid took control (75–100% of shares)
- Naema Suleman-khalid appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Mortgageexpertsuk
Other firms of the same type (insurance broker), nearest first.
In Worcester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgageexpertsuk
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
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Frequently asked questions about this firm
Is Mortgageexpertsuk Ltd FCA authorised?
What does appointed representative mean for Mortgageexpertsuk?
What is Mortgageexpertsuk’s phone number?
Is Mortgageexpertsuk a scam or clone?
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Who owns Mortgageexpertsuk?
Who runs Mortgageexpertsuk?
How long has Mortgageexpertsuk been in business?
What do Mortgageexpertsuk’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk