Mortgagenie Ltd

Reference number: 1057133

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • MORTGAGENIE LTD (FRN 1057133) introduces customers to Active Mortgage Co. Limited (FRN 488342). Any regulated advice or arranging is done by the principal, not MORTGAGENIE.
  • Example: if MORTGAGENIE refers you to a financial adviser, the advice should come from the principal firm, not from MORTGAGENIE itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07887 586985

  • Address

    24 The Downs, Aldridge, Walsall, Walsall, WS9 0YT, United Kingdom

In the full report: 2 background checks

  • What kind of line 07887 586985 is
  • Who else gives the postcode WS9 0YT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Active Mortgage Co. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 July 2020 (6 years old)
Registered office
24 The Downs, Aldridge, Walsall, WS9 0YT, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Surinder Kumar Rana Director Nov 1967 1 Jul 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2022Small company accountsNot audited

Turnover

£50.7k

Not compared: the previous accounts cover a different length of time

Profit before tax

£22.5k

Not compared: the previous accounts cover a different length of time

Total equity

£1,615

Up £3,508 from −£1,893

Cash at bank

£5,896

No earlier figure to compare

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 12709626. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Mortgagenie’s history from the FCA register and Companies House, newest first.

2026

29 June 2026

  • Became an introducer appointed representative

FCA register

2020

1 July 2020

  • Incorporated at Companies House
  • Surinder Kumar Rana took control (75–100% of shares)
  • Surinder Kumar Rana appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mortgagenie

Other firms of the same type (insurance broker), nearest first.

In Walsall

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgagenie

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Mortgagenie Ltd FCA authorised?
Mortgagenie Ltd (FRN 1057133) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mortgagenie?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mortgagenie Ltd (FRN 1057133) introduces customers to Active Mortgage Co. Limited (FRN 488342). Any regulated advice or arranging is done by the principal, not Mortgagenie. Example: if Mortgagenie refers you to a financial adviser, the advice should come from the principal firm, not from Mortgagenie itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgagenie’s phone number?
The FCA register lists the phone number 07887 586985 for Mortgagenie. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgagenie a scam or clone?
Mortgagenie is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgagenie?
Protection works through Active Mortgage Co. Limited, the principal firm responsible for Mortgagenie's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgagenie?
Companies House lists one person with significant control of Mortgagenie: Mr Surinder Kumar Rana (75–100% of shares).
Who runs Mortgagenie?
Companies House lists one director of Mortgagenie: Surinder Kumar Rana.
How long has Mortgagenie been in business?
The company was formed on 1 July 2020.
What do Mortgagenie’s latest accounts show?
Its latest accounts, to 31 July 2022, show turnover of £50.7k (not compared: the previous accounts cover a different length of time) and profit before tax of £22.5k (not compared: the previous accounts cover a different length of time).

Sources and links

The full report on Mortgagenie Ltd

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