Mortgages By Louise And Associates Ltd

Reference number: 974729

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgages By Louise And Associates Ltd (FRN 974729) is an AR of HL Partnership Limited (FRN 303397). When you use Mortgages By Louise And Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgages By Louise And Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07530 591219

  • Address

    15 Goat Willow Drive, Hambleton, Poulton-Le-Fylde, Lancashire, FY6 9FJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07530 591219 is
  • Who else gives the postcode FY6 9FJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgages by Louise Wood Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 March 2018 (8 years old)
Registered office
17 Victoria Road East, Thornton Cleveleys, Lancashire, FY5 5HT, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Louise Wood Director Nov 1984 6 Mar 2018 None
Luke Wood Director Dec 1983 1 Aug 2018 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£32.5k

+419% from £6,266

Employees (average)

2

Same as 2

Owed within a year

£17.6k

+7.6% from £16.3k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11236267. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgages By Louise And Associates’s history from the FCA register and Companies House, newest first.

2026

1 October 2026

  • Changed its registered name from "Mortgages by Louise Wood Limited"

FCA register

2022

27 April 2022

  • Became an appointed representative

FCA register

2018

6 March 2018

  • Incorporated at Companies House
  • Louise Wood became a part-owner (25–50% of shares)
  • Luke Wood became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms like Mortgages By Louise And Associates

Other firms of the same type (financial adviser), nearest first.

In Poulton-Le-Fylde

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgages By Louise And Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Mortgages By Louise And Associates Ltd FCA authorised?
Mortgages By Louise And Associates Ltd (FRN 974729) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgages By Louise And Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgages By Louise And Associates Ltd (FRN 974729) is an AR of HL Partnership Limited (FRN 303397). When you use Mortgages By Louise And Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgages By Louise And Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgages By Louise And Associates’ phone number?
The FCA register lists the phone number 07530 591219 for Mortgages By Louise And Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgages By Louise And Associates a scam or clone?
Mortgages By Louise And Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgages By Louise And Associates?
Protection works through HL Partnership Limited, the principal firm responsible for Mortgages By Louise And Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgages By Louise And Associates?
Companies House lists 2 people with significant control of Mortgages By Louise And Associates: Mrs Louise Wood (25–50% of shares) and Mr Luke Wood (25–50% of shares).
Who runs Mortgages By Louise And Associates?
Companies House lists 2 directors of Mortgages By Louise And Associates: Louise Wood and Luke Wood.
How long has Mortgages By Louise And Associates been in business?
The company was formed on 6 March 2018.
What do Mortgages By Louise And Associates’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £32.5k (+419% from £6,266).
Does Mortgages By Louise And Associates use any other names?
It has previously used the name Mortgages by Louise Wood Limited.

Sources and links

The full report on Mortgages By Louise And Associates Ltd

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