Mortgages Re-Mortgages Limited

Reference number: 307051

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagesrm.co.uk first appeared online, and whether it can receive email
  • What kind of line 01302 361361 is
  • Who else gives the postcode DN4 7ES
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

FCA action

action
1
most recent
March 2009
  • Publicly censured on 23 March 2009
    On 23 March 2009, the FSA issued a public censure against Mortgages Remortgages for failing to comply with Principle 9 of the FSA's Principles for Businesses and FSA Rules. These breaches relate to Mortgages Remortgages' deficiencies in connection with the operation of its mortgage sales process. Mortgages Remortgages is a small mortgage broker, and has been regulated by the FSA since 31 October 2004. Its authorised business also includes advising on and arranging insurance contracts. The FSA's Small Firm's Division (SFD) visited Mortgages Remortgages as part of its thematic work on the sale of self certification mortgage products in August 2007. The visit identified a number of concerns relating to Mortgages Remortgages' practices; and its systems and controls. This suggested that, amongst other things, it was failing to ensure the suitability of its advice and the matter was referred to the FSA's Enforcement Division (Enforcement) in January 2008. The investigation established that Mortgages Remortgages failed to demonstrate that it had taken reasonable steps to ensure the suitability of its advice in accordance with Principle 9 in that it failed to gather and record sufficient personal and financial information about its customers to demonstrate the suitability of, and the reasons for, its recommendations. In particular, Mortgages Remortgages failed to make appropriate enquiries about customers' income, expenditure, credit history and debt position, for it to properly assess the affordability of its recommendations. By Executive Stage settlement, Mortgages Remortgages is publicly censured. The FSA considered that the failings would have warranted a financial penalty of £20,000 were it not for the financial position of the firm. The Firm has also agreed to carry out a customer contact and remediation exercise.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04885628
Company status
Active
Company type
Private limited company
Incorporated
3 September 2003 (23 years old)
Registered office
34 Stoops Road, Doncaster, DN4 7ES, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Kerrigan Director May 1970 3 Sep 2003 2 other companies
Stephen Kerrigan Secretary Not published 3 Sep 2003 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 3 September 2025Small company accountsNot audited

Net assets

£24.1k

+16% from £20.8k

Cash at bank

£9,407

−43% from £16.6k

Employees (average)

2

Same as 2

Owed within a year

£13.2k

−22% from £16.9k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04885628. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Mortgages Re-Mortgages’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2016

6 April 2016

  • Stephen Kerrigan took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

23 March 2009

  • FCA action: Publicly censured

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

3 September 2003

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms like Mortgages Re-Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Doncaster

Albion Financial Advice Services LtdDoncasterAuthorisedAspire Lending Solutions LimitedDoncasterAuthorisedAvalon FS LtdDoncasterAuthorisedBelieve Advisor LimitedDoncasterAuthorisedCommercialandbridging LimitedDoncasterAuthorisedDragonfly Financial Services LimitedDoncasterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgages Re-Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Mortgages Re-Mortgages Limited FCA authorised?
Yes, Mortgages Re-Mortgages Limited (FRN 307051) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgages Re-Mortgages’ phone number and website?
The FCA register lists the phone number 01302 361361 and the website mortgagesrm.co.uk for Mortgages Re-Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgages Re-Mortgages a scam or clone?
Mortgages Re-Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgages Re-Mortgages?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgages Re-Mortgages to the Financial Ombudsman Service, free of charge.
Who owns Mortgages Re-Mortgages?
Companies House lists one person with significant control of Mortgages Re-Mortgages: Mr Stephen Kerrigan (75–100% of shares).
Who runs Mortgages Re-Mortgages?
Companies House lists one director of Mortgages Re-Mortgages: Stephen Kerrigan.
How long has Mortgages Re-Mortgages been in business?
The company was formed on 3 September 2003, and has held its current FCA authorisation since October 2004.
What do Mortgages Re-Mortgages’ latest accounts show?
Its latest accounts, to 3 September 2025, show net assets of £24.1k (+16% from £20.8k) and cash at bank of £9,407 (−43% from £16.6k).
Has the FCA taken action against Mortgages Re-Mortgages?
Yes. The FCA register records 1 public censure in 2009. The details are in the disciplinary section above, with links to the FCA's notices.

Sources and links

The full report on Mortgages Re-Mortgages Limited

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