Mortgages Through Ammar Ltd

Reference number: 1016044

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagesthroughammar.co.uk first appeared online, and whether it can receive email
  • What kind of line 07496 999929 is
  • Who else gives the postcode WF13 1DS
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Empire Mortgage Company Trading name
  • MortgagEASE Trading name
  • MortgagEASE through Ammar Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12504835
Company status
Active
Company type
Private limited company
Incorporated
9 March 2020 (6 years old)
Registered office
1-3 Northgate, Dewsbury, WF13 1DS, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Ammar Mushtaq Director May 1993 10 Mar 2020 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 5 April 2025Micro-entity accountsNot audited

Net assets

£103k

+247% from £29.5k

Employees (average)

2

Same as 2

Owed within a year

£28.4k

−7.1% from £30.5k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12504835. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgages Through Ammar’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2024

2 December 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2021

27 May 2021

  • Ammar Mushtaq took control (75–100% of shares)

Companies House

2020

9 March 2020

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like Mortgages Through Ammar

Other firms of the same type (mortgage adviser or broker), nearest first.

In West Yorkshire

Mortgage Bees LimitedWest YorkshireAppointed representative

In the Wakefield (WF) postcode area

Bluehorse Finance LimitedDewsburyAuthorisedDawson Mortgage Services LtdBatleyAuthorisedEcho Finance LimitedMirfieldAuthorisedJ P Mortgages Independent Mortgage BrokersBatleyAuthorisedVincent CreweWakefieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgages Through Ammar

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Mortgages Through Ammar Ltd FCA authorised?
Yes, Mortgages Through Ammar Ltd (FRN 1016044) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2024 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Mortgages Through Ammar’s phone number and website?
The FCA register lists the phone number 07496 999929 and the website mortgagesthroughammar.co.uk for Mortgages Through Ammar. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgages Through Ammar a scam or clone?
Mortgages Through Ammar is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgages Through Ammar?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mortgages Through Ammar to the Financial Ombudsman Service, free of charge.
Who owns Mortgages Through Ammar?
Companies House lists one person with significant control of Mortgages Through Ammar: Mr Ammar Mushtaq (75–100% of shares).
Who runs Mortgages Through Ammar?
Companies House lists one director of Mortgages Through Ammar: Ammar Mushtaq.
How long has Mortgages Through Ammar been in business?
The company was formed on 9 March 2020, and has held its current FCA authorisation since December 2024.
What do Mortgages Through Ammar’s latest accounts show?
Its latest accounts, to 5 April 2025, show net assets of £103k (+247% from £29.5k).
Does Mortgages Through Ammar use any other names?
It trades as Empire Mortgage Company, MortgagEASE and MortgagEASE through Ammar.

Sources and links

The full report on Mortgages Through Ammar Ltd

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