Mortgages To Go Limited

Reference number: 784201

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgages To Go Limited (FRN 784201) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgages To Go's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgages To Go, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagestogo.net first appeared online, and whether it can receive email
  • What kind of line 01844 355021 is
  • Who else gives the postcode OX49 5TP
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Genle Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 May 2017 (9 years old)
Registered office
The Hall Barn, Church Lane, Lewknor, Oxfordshire, OX49 5TP, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Peter Hoath Director Oct 1966 10 May 2017 13 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
5
are FCA-registered
2

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 March 2024Micro-entity accountsNot audited

Total equity

−£63.4k

Up £17.7k from −£81.2k

Employees (average)

2

Same as 2

Owed within a year

£77.3k

−32% from £114k

Total equity is negative: on its last balance sheet the company owed £63.4k more than it owned.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10764280. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgages To Go’s history from the FCA register and Companies House, newest first.

2020

21 April 2020

  • Changed its registered name from "Genle Ltd"

FCA register

2019

1 September 2019

  • Changed its registered name from "Mortgages To Go Limited"

FCA register

2017

13 July 2017

  • Became an appointed representative

FCA register

16 June 2017

  • Genle Holdings Limited took control (75–100% of shares)
  • Genle Limited gave up control
  • Nigel Peter Hoath gave up control

Companies House

10 May 2017

  • Incorporated at Companies House
  • Genle Limited took control (75–100% of shares)
  • Nigel Peter Hoath took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (9 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Mortgages To Go

Other FCA-listed firms that share a director, phone number or address with Mortgages To Go. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
Instant PDF download

Firms like Mortgages To Go

Other firms of the same type (mortgage adviser or broker), nearest first.

In Watlington

In the Oxford (OX) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgages To Go

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 13 events in its history
  • 1 connected firm, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Mortgages To Go Limited FCA authorised?
Mortgages To Go Limited (FRN 784201) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgages To Go?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgages To Go Limited (FRN 784201) is an AR of The Right Mortgage Limited (FRN 649443). When you use Mortgages To Go's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgages To Go, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgages To Go’s phone number and website?
The FCA register lists the phone number 01844 355021 and the website mortgagestogo.net for Mortgages To Go. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgages To Go a scam or clone?
Mortgages To Go is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgages To Go?
Protection works through The Right Mortgage Limited, the principal firm responsible for Mortgages To Go's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgages To Go?
Mortgages To Go is owned by Genle Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 16 June 2017. Before that, it was controlled by Mr Nigel Peter Hoath and Genle Limited.
Who runs Mortgages To Go?
Companies House lists one director of Mortgages To Go: Nigel Peter Hoath.
How long has Mortgages To Go been in business?
The company was formed on 10 May 2017.
What do Mortgages To Go’s latest accounts show?
Its latest accounts, to 31 March 2024, show total equity of −£63.4k (up £17.7k from −£81.2k).
Does Mortgages To Go use any other names?
It has previously used the name Genle Ltd.

Sources and links

The full report on Mortgages To Go Limited

£19.99 · Instant PDF download

Loading secure checkout…