Mosaac Limited

Reference number: 581080

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When mosaacfinancial.uk first appeared online, and whether it can receive email
  • What kind of line 01226 701155 is
  • Who else gives the postcode S71 4EW
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Gledhills Trading name
  • Eden Former trading name
  • Eden Financial Group Former trading name
  • Five Star Financial Former trading name
  • Gamble Gaunt & Mole Former trading name
  • Proud Independent Financial Services Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07984481
Company status
Active
Company type
Private limited company
Incorporated
9 March 2012 (14 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Caroline Eaden Director Dec 1967 23 Nov 2012 8 other companies
Daryl James Clarke Director Jul 1973 2 Jan 2019 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
9
closed down
8
run together
1

In the full report: all 9 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£284k

+31% from £217k

Cash at bank

£214k

+145% from £87.3k

Employees (average)

14

Same as 14

Owed within a year

£240k

+25% from £191k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07984481. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mosaac’s history from the FCA register and Companies House, newest first.

Key events (7) All events (29)

2022

18 May 2022

  • Caroline Eaden stopped being the majority owner
  • Mosaac Financial Planning Limited took control (75–100% of shares)

Companies House

2017

1 March 2017

  • Caroline Eaden became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

15 June 2012

  • Became authorised by the FCA

FCA register · Companies House

6 June 2012

  • Regulated by the Financial Services Authority from this date

FCA register

9 March 2012

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (7 shown here)
  • Every director appointment and resignation: 8
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Firms like Mosaac

Other firms of the same type (financial adviser), nearest first.

In Barnsley

Arnold & Co LtdBarnsleyAuthorisedChrysalis Financial Planning LtdBarnsleyAuthorisedLifetime Financial Management Intermediaries LtdBarnsleyAuthorisedAPM Financial Planning LimitedBarnsleyAppointed representativeBlueridge Financial Planning LimitedBarnsleyAppointed representativeClayton Professional Wealth LtdBarnsleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mosaac

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 9 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 29 events in its history

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Frequently asked questions about this firm

Is Mosaac Limited FCA authorised?
Yes, Mosaac Limited (FRN 581080) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2012 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Mosaac’s phone number and website?
The FCA register lists the phone number 01226 701155 and the website mosaacfinancial.uk for Mosaac. If you were given different contact details, use these to check with the firm before going any further.
Is Mosaac a scam or clone?
Mosaac is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mosaac?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Mosaac to the Financial Ombudsman Service, free of charge.
Who owns Mosaac?
Mosaac is owned by Mosaac Financial Planning Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 18 May 2022. Before that, it was controlled by Mrs Caroline Eaden.
Who runs Mosaac?
Companies House lists 2 directors of Mosaac: Caroline Eaden and Daryl James Clarke.
How long has Mosaac been in business?
The company was formed on 9 March 2012, and has held its current FCA authorisation since June 2012.
What do Mosaac’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £284k (+31% from £217k) and cash at bank of £214k (+145% from £87.3k).
Does Mosaac use any other names?
It trades as Gledhills. It has previously used 5 other names, including Eden, Eden Financial Group and Five Star Financial.

Sources and links

The full report on Mosaac Limited

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