Mossbank Financial Planning Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 12 years
Protected through the principal
No FCA actions
Active company since 2014
Accounts filed up to 5 April 2026
On its latest accounts it owed £1,961 more than it owned

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Mossbank Financial Planning Limited (FRN 629295) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Mossbank Financial Planning's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Mossbank Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mossbankfp.co.uk (opens in a new tab)
Phone number

0161 962 8255
Address

12 Greenhill Avenue, Sale, Cheshire, M33 6LS, United Kingdom

In the full report: 3 background checks

When mossbankfp.co.uk first appeared online, and whether it can receive email
What kind of line 0161 962 8255 is
Who else gives the postcode M33 6LS

FCA permissions and consumer protection

Protection through the principal firm
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09050828 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 May 2014 (12 years old)
Registered office: Matches the FCA register address ✓
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Alexander Cook	Director	Nov 1976	21 May 2014	1 other company
Zoe Elisabeth Cook	Director	Apr 1977	21 May 2014	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 5 April 2026Micro-entity accountsNot audited

Net assets

−£1,961

−204% from £1,888

Employees (average)

2

Same as 2

Owed within a year

£15.7k

+89% from £8,316

Net assets are negative: on its last balance sheet the company owed £1,961 more than it owned.

The accounts for the year to 5 April 2026 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £78.4k, for the year to 5 April 2024.

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09050828. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mossbank Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2016

21 May 2016

Matthew Alexander Cook became a part-owner (25–50% of shares)
Zoe Elisabeth Cook became a part-owner (25–50% of shares)

Companies House

2014

30 July 2014

Became an appointed representative

FCA register

21 May 2014

Incorporated at Companies House

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Mossbank Financial Planning

Other FCA-listed firms that share a director, phone number or address with Mossbank Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Mossbank Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Sale

Dovetail Planning LimitedSaleAppointed representative Eleuterio Francisco Xavier MonteiroSaleAppointed representative Gwennan MastersSaleAppointed representative Profectus Financial Planning LimitedSaleAppointed representative Samuel DolphinSaleAppointed representative Stonehaven Wealth Management LtdSaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mossbank Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mossbank Financial Planning Limited FCA authorised?

Mossbank Financial Planning Limited (FRN 629295) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Mossbank Financial Planning?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mossbank Financial Planning Limited (FRN 629295) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Mossbank Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mossbank Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Mossbank Financial Planning’s phone number and website?

The FCA register lists the phone number 0161 962 8255 and the website mossbankfp.co.uk for Mossbank Financial Planning. If you were given different contact details, use these to check with the firm before going any further.

Is Mossbank Financial Planning a scam or clone?

Mossbank Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mossbank Financial Planning?

Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Mossbank Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Mossbank Financial Planning?

Companies House lists 2 people with significant control of Mossbank Financial Planning: Mr Matthew Alexander Cook (25–50% of shares) and Mrs Zoe Elisabeth Cook (25–50% of shares).

Who runs Mossbank Financial Planning?

Companies House lists 2 directors of Mossbank Financial Planning: Matthew Alexander Cook and Zoe Elisabeth Cook.

How long has Mossbank Financial Planning been in business?

The company was formed on 21 May 2014.

What do Mossbank Financial Planning’s latest accounts show?

Its latest accounts, to 5 April 2026, show net assets of −£1,961 (−204% from £1,888).