Motiv Finance Limited

Reference number: 827288

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When corporate.motivfinance.co.uk first appeared online, and whether it can receive email
  • What kind of line 07854 859143 is
  • Who else gives the postcode NG1 6EE
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • Motiv Trading name
  • CARBON FINANCE LIMITED Former name
  • Carbon Former trading name
  • Carbon Finance Former trading name
  • Switch Your Car Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11517060
Company status
Active
Company type
Private limited company
Incorporated
14 August 2018 (8 years old)
Registered office
6 Worcester Close, Lowdham, Nottingham, NG14 7WH, United Kingdom
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter Stuart Davey Director Jul 1990 14 Aug 2018 None
Christopher James Robertson Director Aug 1981 14 Aug 2018 None
Matthew Denman Director Dec 1972 5 Mar 2020 3 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Full accountsNot audited

Net assets

£473k

−21% from £595k

Cash at bank

£204k

−38% from £329k

Owed within a year

£224k

+229% from £68.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11517060. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Motiv Finance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (20)

2020

9 September 2020

  • Changed its registered name from "CARBON FINANCE LIMITED"

FCA register

2019

1 April 2019

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2018

14 August 2018

  • Incorporated at Companies House
  • Christopher James Robertson became a part-owner (25–50% of shares)
  • Peter Stuart Davey became a part-owner (25–50% of shares)

Companies House

In the full report: all 20 events

  • All 20 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Motiv Finance

Other FCA-listed firms that share a director, phone number or address with Motiv Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Motiv Finance

Other firms of the same type (credit broker), nearest first.

In Nottingham

Affinity Asset Finance LimitedNottinghamAuthorisedAndrew HollingsworthNottinghamAuthorisedAndrew MumfordNottinghamAuthorisedClayton & BrewillNottinghamAuthorisedDavid TankNottinghamAuthorisedDoctor Mehul PatelNottinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Motiv Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 20 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Motiv Finance Limited FCA authorised?
Yes, Motiv Finance Limited (FRN 827288) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2019 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Motiv Finance’s phone number and website?
The FCA register lists the phone number 07854 859143 and the website corporate.motivfinance.co.uk for Motiv Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Motiv Finance a scam or clone?
Motiv Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Motiv Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Motiv Finance handles your money, so check the specific product before you commit. You can also refer complaints about Motiv Finance to the Financial Ombudsman Service, free of charge.
Who owns Motiv Finance?
Companies House lists 2 people with significant control of Motiv Finance: Mr Peter Stuart Davey (25–50% of shares) and Mr Christopher James Robertson (25–50% of shares).
Who runs Motiv Finance?
Companies House lists 3 directors of Motiv Finance: Peter Stuart Davey, Christopher James Robertson and Matthew Denman.
How long has Motiv Finance been in business?
The company was formed on 14 August 2018, and has held its current FCA authorisation since April 2019.
What do Motiv Finance’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £473k (−21% from £595k) and cash at bank of £204k (−38% from £329k).
Does Motiv Finance use any other names?
It trades as Motiv. It has previously used 4 other names, including CARBON FINANCE LIMITED, Carbon and Carbon Finance.

Sources and links

The full report on Motiv Finance Limited

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