Motorchoiceuk Limited

Reference number: 933335

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When motorchoiceuk.uk first appeared online, and whether it can receive email
  • What kind of line 01782 980600 is
  • Who else gives the postcode ST5 9JJ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • AAF Cars Trading name
  • Ask Car Credit Trading name
  • Motorchoice UK - Bikes Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12481150
Company status
Active
Company type
Private limited company
Incorporated
25 February 2020 (6 years old)
Registered office
Swift House, Liverpool Road, Newcastle Under Lyme, Staffordshire, ST5 9JJ, United Kingdom
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Aaron Brys Davies Director Jul 1968 25 Feb 2020 7 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
7
closed down
5
is FCA-registered
1

In the full report: all 7 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

£12.5k

+29% from £9,649

Cash at bank

£31.0k

+25% from £24.7k

Employees (average)

2

−33% from 3

Owed within a year

£97.7k

−71% from £332k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12481150. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Motorchoiceuk’s history from the FCA register and Companies House, newest first.

Key events (10) All events (19)

2024

24 September 2024

  • James Blake Watson stopped being a part-owner

Companies House

2021

4 March 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

31 July 2020

  • James Blake Watson became a part-owner (25–50% of shares)
  • Reiss James Limited stopped being a part-owner

Companies House

1 July 2020

  • Reiss James Limited became a part-owner (25–50% of shares)

Companies House

30 June 2020

  • Aaf Holdings Limited stopped being a part-owner

Companies House

25 February 2020

  • Incorporated at Companies House
  • Aaf Holdings Limited became a part-owner (25–50% of shares)
  • Aaron Brys Davies took control (75–100% of shares)

Companies House

In the full report: all 19 events

  • All 19 events in its history (10 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Motorchoiceuk

Other FCA-listed firms that share a director, phone number or address with Motorchoiceuk. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Motorchoiceuk

Other firms of the same type (car dealer), nearest first.

In the Stoke-on-Trent (ST) postcode area

Tegiwa Imports LimitedStoke-on-TrentAuthorisedCentral Contracts (S-O-T) LimitedStoke-on-TrentAuthorised"Travel Cruiser" Concessionaires LimitedStaffordAuthorisedAc Motors Sales LtdNewcastle Under LymeAuthorisedAce Motors Baddeley Green LtdStoke-on-TrentAuthorisedAdept Vehicle Solutions LimitedNewcastleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Motorchoiceuk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 7 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Motorchoiceuk Limited FCA authorised?
Yes, Motorchoiceuk Limited (FRN 933335) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2021 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Motorchoiceuk’s phone number and website?
The FCA register lists the phone number 01782 980600 and the website motorchoiceuk.uk for Motorchoiceuk. If you were given different contact details, use these to check with the firm before going any further.
Is Motorchoiceuk a scam or clone?
Motorchoiceuk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Motorchoiceuk?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Motorchoiceuk handles your money, so check the specific product before you commit. You can also refer complaints about Motorchoiceuk to the Financial Ombudsman Service, free of charge.
Who owns Motorchoiceuk?
Companies House lists one person with significant control of Motorchoiceuk: Mr Aaron Brys Davies (75–100% of shares). Before that, it was controlled by Reiss James Limited, Aaf Holdings Limited and Mr James Blake Watson.
Who runs Motorchoiceuk?
Companies House lists one director of Motorchoiceuk: Aaron Brys Davies.
How long has Motorchoiceuk been in business?
The company was formed on 25 February 2020, and has held its current FCA authorisation since March 2021.
What do Motorchoiceuk’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £12.5k (+29% from £9,649) and cash at bank of £31.0k (+25% from £24.7k).
Does Motorchoiceuk use any other names?
It trades as AAF Cars, Ask Car Credit and Motorchoice UK - Bikes.

Sources and links

The full report on Motorchoiceuk Limited

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