Mountford & Co Financial Ltd

Reference number: 918382

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Kingsmead Financial Planning Ltd Reference number: 630040 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mountford & Co Financial Ltd (FRN 918382) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Mountford & Co Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mountford & Co Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07828 032869

  • Address

    5 St. Matthews Avenue, Surbiton, Kingston Upon Thames, KT6 6JJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07828 032869 is
  • Who else gives the postcode KT6 6JJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mountford Financial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12336163
Company status
Active
Company type
Private limited company
Incorporated
27 November 2019 (6 years old)
Registered office
5 St. Matthew's Avenue, Surbiton, KT6 6JJ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
David John Mountford Director Oct 1984 27 Nov 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

£391k

+23% from £319k

Cash at bank

£436k

+17% from £371k

Employees (average)

2

Same as 2

Owed within a year

£47.0k

−11% from £53.1k

Total equity

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12336163. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mountford & Co Financial’s history from the FCA register and Companies House, newest first.

2023

10 January 2023

  • Began trading as "Mountford Financial"

FCA register

2019

17 December 2019

  • Became an appointed representative

FCA register

27 November 2019

  • Incorporated at Companies House
  • David John Mountford became the majority owner (50–75% of shares)
  • Katarzyna Mountford became a part-owner (25–50% of shares)
  • David John Mountford appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mountford & Co Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Surbiton

Chagnon Financial LtdSurbitonAppointed representativeIyria Financial Services LtdSurbitonAppointed representativeKingston Mortgage Services LimitedSurbitonAppointed representativeKms Commercial LimitedSurbitonAppointed representativeRiches Financial Services LTDSurbitonAppointed representativeSimon KingSurbitonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mountford & Co Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Mountford & Co Financial Ltd FCA authorised?
Mountford & Co Financial Ltd (FRN 918382) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mountford & Co Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mountford & Co Financial Ltd (FRN 918382) is an AR of Kingsmead Financial Planning Ltd (FRN 630040). When you use Mountford & Co Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mountford & Co Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mountford & Co Financial’s phone number?
The FCA register lists the phone number 07828 032869 for Mountford & Co Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Mountford & Co Financial a scam or clone?
Mountford & Co Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mountford & Co Financial?
Protection works through Kingsmead Financial Planning Ltd, the principal firm responsible for Mountford & Co Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mountford & Co Financial?
Companies House lists 2 people with significant control of Mountford & Co Financial: Mr David John Mountford (50–75% of shares) and Mrs Katarzyna Mountford (25–50% of shares).
Who runs Mountford & Co Financial?
Companies House lists one director of Mountford & Co Financial: David John Mountford.
How long has Mountford & Co Financial been in business?
The company was formed on 27 November 2019.
What do Mountford & Co Financial’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £391k (+23% from £319k) and cash at bank of £436k (+17% from £371k).
Does Mountford & Co Financial use any other names?
It trades as Mountford Financial.

Sources and links

The full report on Mountford & Co Financial Ltd

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