Movo Croydon Ltd

Reference number: 820735

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Movo Partnership Ltd Reference number: 823503 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Movo Croydon Ltd (FRN 820735) is an AR of Movo Partnership Ltd (FRN 823503). When you use Movo Croydon's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Movo Croydon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When movoinsurance.com first appeared online, and whether it can receive email
  • What kind of line 020 3137 8020 is, and the 3 other firms that give it
  • Who else gives the postcode BR7 6AG
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Millstone Insurance Services Trading name
  • Movo Insurance Brokers Trading name
  • Movo Orpington 65 Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MOVO CROYDON LIMITED
Company number
11544607
Company status
Active
Company type
Private limited company
Incorporated
31 August 2018 (8 years old)
Registered office
Movo House, 33 Green Lane, Chislehurst, Kent, BR7 6AG, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Norman Maurice Desaa Director Dec 1966 31 Aug 2018 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
is FCA-registered
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 31 March 2024Abridged accountsNot audited

Net assets

£591k

+541% from £92.3k

Cash at bank

£441k

No earlier figure to compare

Employees (average)

11

+22% from 9

Owed within a year

£279k

−22% from £360k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11544607. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Movo Croydon’s history from the FCA register and Companies House, newest first.

Key events (8) All events (11)

2024

30 September 2024

  • Norman Maurice Desaa stopped being a part-owner

Companies House

14 August 2024

  • Movo Ins Broker Holdings Limited took control (75–100% of shares)
  • Movo Investment Group Ltd stopped being the majority owner

Companies House

2020

5 May 2020

  • Changed its registered name from "Movo Orpington 65 Ltd"

FCA register

2018

13 September 2018

  • Became an appointed representative

FCA register

31 August 2018

  • Incorporated at Companies House
  • Movo Investment Group Ltd became the majority owner (50–75% of shares)
  • Norman Maurice Desaa became a part-owner (25–50% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (8 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Movo Croydon

Other FCA-listed firms that share a director, phone number or address with Movo Croydon. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
3
share its postcode
1

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (3), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Movo Croydon

Other firms of the same type (insurance broker), nearest first.

In Chislehurst

Alexander Ins Brokers LimitedChislehurstAppointed representativeDurell Wholesale LimitedChislehurstAppointed representativeInsurably LtdChislehurstAppointed representativeMovo Glamorgan LtdChislehurstAppointed representativeMovo Orpington LtdChislehurstAppointed representativeMovo Professional Risks LtdChislehurstAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Movo Croydon

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Movo Croydon Ltd FCA authorised?
Movo Croydon Ltd (FRN 820735) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Movo Croydon?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Movo Croydon Ltd (FRN 820735) is an AR of Movo Partnership Ltd (FRN 823503). When you use Movo Croydon's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Movo Croydon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Movo Croydon’s phone number and website?
The FCA register lists the phone number 020 3137 8020 and the website movoinsurance.com for Movo Croydon. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is Movo Croydon a scam or clone?
Movo Croydon is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Movo Croydon?
Protection works through Movo Partnership Ltd, the principal firm responsible for Movo Croydon's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Movo Croydon?
Movo Croydon is owned by Movo Ins Broker Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 August 2024. Before that, it was controlled by Mr Norman Maurice Desaa and Movo Investment Group Ltd.
Who runs Movo Croydon?
Companies House lists one director of Movo Croydon: Norman Maurice Desaa.
How long has Movo Croydon been in business?
The company was formed on 31 August 2018.
What do Movo Croydon’s latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of £591k (+541% from £92.3k) and cash at bank of £441k (no earlier figure to compare).
Does Movo Croydon use any other names?
It trades as Millstone Insurance Services and Movo Insurance Brokers. It has previously used the name Movo Orpington 65 Ltd.

Sources and links

The full report on Movo Croydon Ltd

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