Mr AF & Mrs ME Grover

Reference number: 417863

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Appointed representative

Mr AF & Mrs ME Grover does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mr AF & Mrs ME Grover (FRN 417863) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Mr AF & Mrs ME Grover's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mr AF & Mrs ME Grover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When oceanviewholidays.com first appeared online, and whether it can receive email
  • What kind of line 01970 828425 is, and the other firm that gives it
  • Who else gives the postcode SY23 3DL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Beachside Caravan Park Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Mr AF & Mrs ME Grover’s history from the FCA register and Companies House, newest first.

2015

5 June 2015

  • Changed its registered name from "Beachside Caravan Park"
  • Began trading as "Beachside Caravan Park"

FCA register

2005

14 January 2005

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Mr AF & Mrs ME Grover

Other FCA-listed firms that share a director, phone number or address with Mr AF & Mrs ME Grover. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Mr AF & Mrs ME Grover

Other firms of the same type (insurance broker), nearest first.

In Aberystwyth

Cardigan Bay Holiday Parks LtdAberystwythAppointed representativeGreenlands Insurance Services LimitedAberystwythAuthorisedAnthony Motors LimitedAberystwythAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mr AF & Mrs ME Grover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mr AF & Mrs ME Grover FCA authorised?
Mr AF & Mrs ME Grover (FRN 417863) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mr AF & Mrs ME Grover?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mr AF & Mrs ME Grover (FRN 417863) is an AR of Bspoke Lifestyle Ltd (FRN 820727). When you use Mr AF & Mrs ME Grover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mr AF & Mrs ME Grover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mr AF & Mrs ME Grover’s phone number and website?
The FCA register lists the phone number 01970 828425 and the website oceanviewholidays.com for Mr AF & Mrs ME Grover. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Mr AF & Mrs ME Grover a scam or clone?
Mr AF & Mrs ME Grover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mr AF & Mrs ME Grover?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Mr AF & Mrs ME Grover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Mr AF & Mrs ME Grover use any other names?
It trades as Beachside Caravan Park.

Sources and links

The full report on Mr AF & Mrs ME Grover

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