Mrs Leah Frances Hutchinson and Mr Graham Hutchinson

Reference number: 981313

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Appointed representative

the Hutchinson partnership does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Distinct Funeral Plans Limited Reference number: 965289 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mrs Leah Frances Hutchinson and Mr Graham Hutchinson (FRN 981313) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use the Hutchinson partnership's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from the Hutchinson partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When country-funerals.co.uk first appeared online, and whether it can receive email
  • What kind of line 01233 712222 is
  • Who else gives the postcode TN25 4LE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Country Funerals Trading name
  • Mrs Leah Frances Hutchinson Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Distinct Funeral Plans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Hutchinson partnership’s history from the FCA register and Companies House, newest first.

2023

8 November 2023

  • Changed its registered name from "Mrs Leah Frances Hutchinson"

FCA register

2022

19 August 2022

  • Became an appointed representative
  • Began trading as "Country Funerals"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like the Hutchinson partnership

Other firms of the same type (funeral director), nearest first.

In Ashford

Hadaway & Denton Independent Funeral Directors LtdAshfordAppointed representativeWillow & Green LTDAshfordAppointed representative

In the Tonbridge (TN) postcode area

Abbey Funeral Services LimitedTonbridgeAppointed representativeArthur C. Towner LtdSt. Leonards-on-SeaAppointed representativeDearman Bartlett Independent Funeral Directors LtdNew RomneyAppointed representativeEllis Bros (Funeral Services) LimitedRyeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on the Hutchinson partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Mrs Leah Frances Hutchinson and Mr Graham Hutchinson FCA authorised?
Mrs Leah Frances Hutchinson and Mr Graham Hutchinson (FRN 981313) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for the Hutchinson partnership?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mrs Leah Frances Hutchinson and Mr Graham Hutchinson (FRN 981313) is an AR of Distinct Funeral Plans Limited (FRN 965289). When you use the Hutchinson partnership's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from the Hutchinson partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is the Hutchinson partnership’s phone number and website?
The FCA register lists the phone number 01233 712222 and the website country-funerals.co.uk for the Hutchinson partnership. If you were given different contact details, use these to check with the firm before going any further.
Is the Hutchinson partnership a scam or clone?
the Hutchinson partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with the Hutchinson partnership?
Protection works through Distinct Funeral Plans Limited, the principal firm responsible for the Hutchinson partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does the Hutchinson partnership use any other names?
It trades as Country Funerals. It has previously used the name Mrs Leah Frances Hutchinson.

Sources and links

The full report on Mrs Leah Frances Hutchinson and Mr Graham Hutchinson

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