MS Mortgages (Southcoast) Ltd

Reference number: 958731

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MS Mortgages (Southcoast) Ltd (FRN 958731) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use MS Mortgages (Southcoast)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MS Mortgages (Southcoast), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07808 817362

  • Address

    74 Rockley Road, Poole, BH15 4HA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07808 817362 is
  • Who else gives the postcode BH15 4HA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • MS Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13521601
Company status
Active
Company type
Private limited company
Incorporated
20 July 2021 (5 years old)
Registered office
C/O Vantage Accounting 1 Cedar Office Park, Cobham Road, Wimborne, BH21 7SB, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Melissa Shuttleworth Director Aug 1990 20 Jul 2021 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£2,484

Up £2,188 from £296

Employees (average)

1

Same as 1

Owed within a year

£8,010

+48% from £5,399

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13521601. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MS Mortgages (Southcoast)’s history from the FCA register and Companies House, newest first.

2021

19 September 2021

  • Became an appointed representative
  • Began trading as "MS Mortgages"

FCA register

20 July 2021

  • Incorporated at Companies House
  • Melissa Shuttleworth took control (75–100% of shares)
  • Melissa Shuttleworth appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like MS Mortgages (Southcoast)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Poole

Adam RobertsPooleAppointed representativeBarrett Mortgages LtdPooleAppointed representativeCanford Financial Services LimitedPooleAppointed representativeDaniel HollowayPooleAppointed representativeDream Casa Mortgage Consultancy LtdPooleAppointed representativeErrington Stanley Mortgages LtdPooleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MS Mortgages (Southcoast)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is MS Mortgages (Southcoast) Ltd FCA authorised?
MS Mortgages (Southcoast) Ltd (FRN 958731) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MS Mortgages (Southcoast)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MS Mortgages (Southcoast) Ltd (FRN 958731) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use MS Mortgages (Southcoast)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MS Mortgages (Southcoast), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MS Mortgages (Southcoast)’s phone number?
The FCA register lists the phone number 07808 817362 for MS Mortgages (Southcoast). If you were given different contact details, use these to check with the firm before going any further.
Is MS Mortgages (Southcoast) a scam or clone?
MS Mortgages (Southcoast) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MS Mortgages (Southcoast)?
Protection works through Mortgage Intelligence Limited, the principal firm responsible for MS Mortgages (Southcoast)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns MS Mortgages (Southcoast)?
Companies House lists one person with significant control of MS Mortgages (Southcoast): Miss Melissa Shuttleworth (75–100% of shares).
Who runs MS Mortgages (Southcoast)?
Companies House lists one director of MS Mortgages (Southcoast): Melissa Shuttleworth.
How long has MS Mortgages (Southcoast) been in business?
The company was formed on 20 July 2021.
What do MS Mortgages (Southcoast)’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £2,484 (up £2,188 from £296).
Does MS Mortgages (Southcoast) use any other names?
It trades as MS Mortgages.

Sources and links

The full report on MS Mortgages (Southcoast) Ltd

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