Mullar Financial Limited

Reference number: 1055244

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mullar Financial Limited (FRN 1055244) is an AR of ValidPath Limited (FRN 197107). When you use Mullar Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mullar Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mullarfinancial.com first appeared online, and whether it can receive email
  • What kind of line 07799 636011 is
  • Who else gives the postcode CW5 7JW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 November 2025 (less than a year old)
Registered office
Stapeley House, London Road, Nantwich, Cheshire, CW5 7JW, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Laurence Charles Francis Tunnicliffe Director May 1967 25 Nov 2025 None
Robert Stone Director Mar 1982 13 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Mullar Financial’s history from the FCA register and Companies House, newest first.

2026

22 May 2026

  • Became an appointed representative

FCA register

13 March 2026

  • Laurence Charles Francis Tunnicliffe gave up control
  • Robert Stone took control (75–100% of shares)
  • Robert Stone appointed as a director

Companies House

2025

25 November 2025

  • Incorporated at Companies House
  • Laurence Charles Francis Tunnicliffe took control (75–100% of shares)
  • Laurence Charles Francis Tunnicliffe appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Mullar Financial

Other FCA-listed firms that share a director, phone number or address with Mullar Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Mullar Financial

Other firms of the same type (financial adviser), nearest first.

In Nantwich

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mullar Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mullar Financial Limited FCA authorised?
Mullar Financial Limited (FRN 1055244) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mullar Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mullar Financial Limited (FRN 1055244) is an AR of ValidPath Limited (FRN 197107). When you use Mullar Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mullar Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mullar Financial’s phone number and website?
The FCA register lists the phone number 07799 636011 and the website mullarfinancial.com for Mullar Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Mullar Financial a scam or clone?
Mullar Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mullar Financial?
Protection works through ValidPath Limited, the principal firm responsible for Mullar Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mullar Financial?
Companies House lists one person with significant control of Mullar Financial: Mr Robert Stone (75–100% of shares). Before that, it was controlled by Mr Laurence Charles Francis Tunnicliffe.
Who runs Mullar Financial?
Companies House lists 2 directors of Mullar Financial: Laurence Charles Francis Tunnicliffe and Robert Stone.
How long has Mullar Financial been in business?
The company was formed on 25 November 2025.

Sources and links

The full report on Mullar Financial Limited

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