Mundys Financial Services Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 March 2026

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Mundys Financial Services Limited (FRN 994254) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mundys Financial Services's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Mundys Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01522 510044
Address

29 Silver Street, Lincoln, Lincolnshire, LN2 1AS, United Kingdom

In the full report: 2 background checks

What kind of line 01522 510044 is
Who else gives the postcode LN2 1AS

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14636514 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 February 2023 (3 years old)
Registered office: 4b The Quays, Burton Waters, Lincoln, Lincolnshire, LN1 2XG, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Simon Mark Bentley	Director	Mar 1970	3 Feb 2023	1 other company
Thomas Franklyn Jackson	Director	Sep 1974	3 Feb 2023	2 other companies
Steven Lyndon Spivey	Director	Nov 1967	3 Feb 2023	2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
still active: 5
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Total equity

£33.0k

+190% from £11.4k

Employees (average)

2

Same as 2

Owed within a year

£6,152

+157% from £2,390

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14636514. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mundys Financial Services’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2023

31 March 2023

Became an appointed representative

FCA register

3 February 2023

Incorporated at Companies House
Simon Mark Bentley became a part-owner (25–50% of shares)
Thomas Franklyn Jackson became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to Mundys Financial Services

Other FCA-listed firms that share a director, phone number or address with Mundys Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Mundys Financial Services

Other firms of the same type (insurance broker), nearest first.

In Lincoln

Lincolnshire Co-operative LtdLincolnAppointed representative A Brown, L J Wakeling & P A IrelandLincolnAppointed representative ARC Broker Services LtdLincolnAppointed representative Boxed Mortgages LtdLincolnAppointed representative Lincolnshire Property Claims Handlers LimitedLincolnAppointed representative Link Insure LtdLincolnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mundys Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
2 background checks on its contact details
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mundys Financial Services Limited FCA authorised?

Mundys Financial Services Limited (FRN 994254) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Mundys Financial Services?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mundys Financial Services Limited (FRN 994254) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mundys Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mundys Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Mundys Financial Services’ phone number?

The FCA register lists the phone number 01522 510044 for Mundys Financial Services. If you were given different contact details, use these to check with the firm before going any further.

Is Mundys Financial Services a scam or clone?

Mundys Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Mundys Financial Services?

Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Mundys Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Mundys Financial Services?

Companies House lists 2 people with significant control of Mundys Financial Services: Mr Thomas Franklyn Jackson (25–50% of shares) and Mr Simon Mark Bentley (25–50% of shares).

Who runs Mundys Financial Services?

Companies House lists 3 directors of Mundys Financial Services: Simon Mark Bentley, Thomas Franklyn Jackson and Steven Lyndon Spivey.

How long has Mundys Financial Services been in business?

The company was formed on 3 February 2023.

What do Mundys Financial Services’ latest accounts show?

Its latest accounts, to 31 March 2026, show total equity of £33.0k (+190% from £11.4k).