Murray West Associates Limited

Reference number: 410451

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Murray West Associates Limited (FRN 410451) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Murray West Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Murray West Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When murray-west.co.uk first appeared online, and whether it can receive email
  • What kind of line 01428 723516 is
  • Who else gives the postcode GU30 7DW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Murray West Associates Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04888967
Company status
Active
Company type
Private limited company
Incorporated
5 September 2003 (23 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Murray Grant West Director Nov 1960 5 Sep 2003 None
Nicola Marian West Secretary Not published 5 Sep 2003 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Total equity

£87.2k

−13% from £100.0k

Cash at bank

£116k

−3.6% from £121k

Employees (average)

2

Same as 2

Owed within a year

£31.8k

+32% from £24.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04888967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Murray West Associates’s history from the FCA register and Companies House, newest first.

2025

10 March 2025

  • Changed its registered name from "Murray West Associates Ltd"

FCA register

2022

8 February 2022

  • Began trading as "Murray West Associates"

FCA register

2016

6 April 2016

  • Murray Grant West became a part-owner (25–50% of shares)
  • Nicola Marian West became a part-owner (25–50% of shares)

Companies House

2004

25 October 2004

  • Became an appointed representative

FCA register

2003

5 September 2003

  • Incorporated at Companies House
  • Murray Grant West appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Murray West Associates

Other firms of the same type (insurance broker), nearest first.

In Liphook

Matthew Pleydell-BouverieLiphookAppointed representativePhillip ElliottLiphookAppointed representative

In the Guildford (GU) postcode area

Darwin (Tilford Woods) LimitedFarnhamAppointed representativeLMT Healthcare LTDCamberleyAppointed representativePrivate Medical Associates LimitedWokingAppointed representativeManning Stainton Rentals & Property Management LimitedCamberleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Murray West Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Murray West Associates Limited FCA authorised?
Murray West Associates Limited (FRN 410451) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Murray West Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Murray West Associates Limited (FRN 410451) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Murray West Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Murray West Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Murray West Associates’ phone number and website?
The FCA register lists the phone number 01428 723516 and the website murray-west.co.uk for Murray West Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Murray West Associates a scam or clone?
Murray West Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Murray West Associates?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Murray West Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Murray West Associates?
Companies House lists 2 people with significant control of Murray West Associates: Mr Murray Grant West (25–50% of shares) and Mrs Nicola Marian West (25–50% of shares).
Who runs Murray West Associates?
Companies House lists one director of Murray West Associates: Murray Grant West.
How long has Murray West Associates been in business?
The company was formed on 5 September 2003.
What do Murray West Associates’ latest accounts show?
Its latest accounts, to 30 September 2025, show total equity of £87.2k (−13% from £100.0k) and cash at bank of £116k (−3.6% from £121k).
Does Murray West Associates use any other names?
It has previously used the name Murray West Associates Ltd.

Sources and links

The full report on Murray West Associates Limited

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