Mussard & Co Wealth Management Ltd
Reference number: 194006
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 27 years
- Protected through the principal
- No FCA actions
- Active company since 2010
- Accounts filed up to 31 March 2026
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mussard & Co Wealth Management Ltd (FRN 194006) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Mussard & Co Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mussard & Co Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Endeavour House, Coopers End Road, London Stansted Airport, Stansted, Essex, CM24 1SJ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When partnership.sjp.co.uk first appeared online, and whether it can receive email
- What kind of line 0870 049 3340 is
- Who else gives the postcode CM24 1SJ
Other names (3)
If you were contacted under any of these names, it is this firm.
- First Avenue Wealth Trading name: A name it trades under now.
- Network Consulting (Stephen Mussard) Former name: A name it was registered under before.
- Stephen Mussard Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MUSSARD & CO. WEALTH MANAGEMENT LIMITED
- Company number
- 07203602 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 March 2010 (16 years old)
- Registered office
- Turnpike House 1208-1210 London Road, Leigh-On-Sea, Essex, SS9 2UA
- Nature of business
-
- Fund management activities (SIC 66300)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Julie Marie Mussard | Director | Jun 1968 | 25 Mar 2010 | None |
| Stephen David Mussard | Director | Jan 1963 | 25 Mar 2010 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£388k
−7.9% from £421k
Cash at bank
£4
−100% from £3,947
Employees (average)
7
Same as 7
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07203602. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mussard & Co Wealth Management’s history from the FCA register and Companies House, newest first.
2017
25 March 2017
- Julie Marie Mussard became a part-owner (25–50% of shares)
- Stephen David Mussard became a part-owner (25–50% of shares)
Companies House
2012
22 May 2012
- Changed its registered name from "Network Consulting (Stephen Mussard)"
FCA register
2010
25 March 2010
- Incorporated at Companies House
Companies House
1998
23 November 1998
- Became an appointed representative
FCA register
In the full report: all 12 events
- All 12 events in its history (5 shown here)
- Every director appointment and resignation: 4
Firms connected to Mussard & Co Wealth Management
Other FCA-listed firms that share a director, phone number or address with Mussard & Co Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Mussard & Co Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Stansted
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mussard & Co Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 12 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk