Mustin Pearce Financial Management Ltd

Reference number: 982072

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mustin Pearce Financial Management Ltd (FRN 982072) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Mustin Pearce Financial Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mustin Pearce Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When partnership.sjp.co.uk first appeared online, and whether it can receive email
  • What kind of line 07989 437390 is
  • Who else gives the postcode B93 9LF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14288159
Company status
Active
Company type
Private limited company
Incorporated
10 August 2022 (4 years old)
Registered office
1623 Warwick Road Knowle, Solihull, West Midlands, B93 9LF, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Oliver Pearce Mustin Director Jun 1981 10 Aug 2022 1 other company
Marie Anna Mustin Director May 1981 1 Oct 2024 None
ATHOS BUSINESS SOLUTIONS LIMITED Corporate secretary Not published 10 Aug 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£1,898

Up £1,119 from £779

Cash at bank

£60.1k

−47% from £113k

Employees (average)

2

+100% from 1

Owed within a year

£54.4k

−41% from £92.4k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14288159. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mustin Pearce Financial Management’s history from the FCA register and Companies House, newest first.

2024

1 October 2024

  • Marie Anna Mustin appointed as a director

Companies House

2022

31 August 2022

  • Became an appointed representative

FCA register

10 August 2022

  • Incorporated at Companies House
  • Woo21 Holdings Limited took control (75–100% of shares)
  • Oliver Pearce Mustin appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Mustin Pearce Financial Management

Other FCA-listed firms that share a director, phone number or address with Mustin Pearce Financial Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Mustin Pearce Financial Management

Other firms of the same type (financial adviser), nearest first.

In Solihull

Adrian WagstaffSolihullAppointed representativeAIT Business Solutions LimitedSolihullAppointed representativeAndrew LangdellSolihullAppointed representativeAndrew MitchellSolihullAppointed representativeAW Wealth LtdSolihullAppointed representativeBabar HussainSolihullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mustin Pearce Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mustin Pearce Financial Management Ltd FCA authorised?
Mustin Pearce Financial Management Ltd (FRN 982072) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mustin Pearce Financial Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mustin Pearce Financial Management Ltd (FRN 982072) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Mustin Pearce Financial Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mustin Pearce Financial Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mustin Pearce Financial Management’s phone number and website?
The FCA register lists the phone number 07989 437390 and the website partnership.sjp.co.uk/partner/olivermustin for Mustin Pearce Financial Management. If you were given different contact details, use these to check with the firm before going any further.
Is Mustin Pearce Financial Management a scam or clone?
Mustin Pearce Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mustin Pearce Financial Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Mustin Pearce Financial Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mustin Pearce Financial Management?
Mustin Pearce Financial Management is owned by Woo21 Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 August 2022.
Who runs Mustin Pearce Financial Management?
Companies House lists 2 directors of Mustin Pearce Financial Management: Oliver Pearce Mustin and Marie Anna Mustin.
How long has Mustin Pearce Financial Management been in business?
The company was formed on 10 August 2022.
What do Mustin Pearce Financial Management’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £1,898 (up £1,119 from £779) and cash at bank of £60.1k (−47% from £113k).

Sources and links

The full report on Mustin Pearce Financial Management Ltd

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