MV Commercial Limited

Reference number: 671121

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mvcommercial.com first appeared online, and whether it can receive email
  • What kind of line 01506 440042 is
  • Who else gives the postcode ML6 9SE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • MV Asset Finance Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC134714
Company status
Active
Company type
Private limited company
Incorporated
29 October 1991 (35 years old)
Registered office
Ninian Road, Brownsburn Industrial Estate, Airdrie, ML6 9SE, United Kingdom
Nature of business
  • Renting and leasing of other machinery, equipment and tangible goods not elsewhere classified (SIC 77390)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas John O'Rourke Director Mar 1963 26 Nov 1991 17 other companies
Steven Cairns Director Oct 1976 1 Sep 2006 12 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
20
closed down
5
went insolvent
2

In the full report: all 20 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The one on the FCA register
  • The 9 companies these 2 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Group accountsAudited

Net assets

£46.5m

+18% from £39.3m

Cash at bank

£205k

−92% from £2.67m

Owed within a year

£47.7m

−13% from £55.0m

No turnover or profit for the year to 30 June 2025: the accounts print them but do not tag them. The last tagged figures are £99.5m turnover and £5.87m profit, for the year to 30 June 2023.

Turnover and profit

In the full report: all 4 years of accounts

  • Every year from 2021 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 30 June 2022 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

The figures for the year to 30 June 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.

Accounts filed at Companies House for company SC134714. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MV Commercial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (23)

2016

6 April 2016

  • Thomas John O'Rourke took control (75–100% of shares)

Companies House

2015

27 April 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1991

29 October 1991

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (4 shown here)
  • Every director appointment and resignation: 16
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Firms connected to MV Commercial

Other FCA-listed firms that share a director, phone number or address with MV Commercial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
no longer authorised
1
share a director
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like MV Commercial

Other firms of the same type (credit broker), nearest first.

In the Motherwell (ML) postcode area

Carmoney LimitedMotherwellAuthorisedAbdul ShakoorCoatbridgeAuthorisedAlan Douglas WhitecoatbridgeAuthorisedArthur Haslam MotoringWishawAuthorisedDonald Stewart LtdBiggarAuthorisedGerard Charles MullenAirdrieAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MV Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 20 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 23 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is MV Commercial Limited FCA authorised?
Yes, MV Commercial Limited (FRN 671121) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2015 and works as a credit broker. The FCA has placed no limits on its permissions.
What is MV Commercial’s phone number and website?
The FCA register lists the phone number 01506 440042 and the website mvcommercial.com for MV Commercial. If you were given different contact details, use these to check with the firm before going any further.
Is MV Commercial a scam or clone?
MV Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MV Commercial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how MV Commercial handles your money, so check the specific product before you commit. You can also refer complaints about MV Commercial to the Financial Ombudsman Service, free of charge.
Who owns MV Commercial?
Companies House lists one person with significant control of MV Commercial: Thomas John O'Rourke (75–100% of shares).
Who runs MV Commercial?
Companies House lists 2 directors of MV Commercial: Thomas John O'Rourke and Steven Cairns.
How long has MV Commercial been in business?
The company was formed on 29 October 1991, and has held its current FCA authorisation since April 2015.
What do MV Commercial’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £46.5m (+18% from £39.3m) and cash at bank of £205k (−92% from £2.67m).
Does MV Commercial use any other names?
It trades as MV Asset Finance.

Sources and links

The full report on MV Commercial Limited

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