MW Financial Consultancy Limited

Reference number: 950630

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MW Financial Consultancy Limited (FRN 950630) is an AR of First Complete Limited (FRN 435779). When you use MW Financial Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MW Financial Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07971 687844

  • Address

    19 Celandine Close, Oldham, Oldham, OL4 2AY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07971 687844 is
  • Who else gives the postcode OL4 2AY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Your Mortgage Matters Trading name
  • MW Financial Consultancy Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

MW Financial Consultancy’s history from the FCA register and Companies House, newest first.

2026

18 May 2026

  • Changed its registered name from "MW Financial Consultancy Ltd"

FCA register

2021

7 May 2021

  • Became an appointed representative
  • Began trading as "Your Mortgage Matters"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like MW Financial Consultancy

Other firms of the same type (mortgage adviser or broker), nearest first.

In Oldham

Fitz Mortgages LtdOldhamAppointed representativeNicola Mitchell Mortgages & Protection LimitedOldhamAppointed representativePowerhouse Business Finance LimitedOldhamAppointed representativeRed Chilli Finance LtdOldhamAppointed representativeRobert WoolfeOldhamAppointed representativeAce Vue LtdOldhamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MW Financial Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is MW Financial Consultancy Limited FCA authorised?
MW Financial Consultancy Limited (FRN 950630) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for MW Financial Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. MW Financial Consultancy Limited (FRN 950630) is an AR of First Complete Limited (FRN 435779). When you use MW Financial Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from MW Financial Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is MW Financial Consultancy’s phone number?
The FCA register lists the phone number 07971 687844 for MW Financial Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is MW Financial Consultancy a scam or clone?
MW Financial Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MW Financial Consultancy?
Protection works through First Complete Limited, the principal firm responsible for MW Financial Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does MW Financial Consultancy use any other names?
It trades as Your Mortgage Matters. It has previously used the name MW Financial Consultancy Ltd.

Sources and links

The full report on MW Financial Consultancy Limited

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