My Business Cover Limited

Reference number: 1023978

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

GAUNTLET RISK MANAGEMENT LIMITED Reference number: 308081 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • My Business Cover Limited (FRN 1023978) is an AR of GAUNTLET RISK MANAGEMENT LIMITED (FRN 308081). When you use My Business Cover's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from My Business Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01733 750850

  • Address

    192 Park Road, Peterborough, PE1 2UF, United Kingdom

In the full report: 2 background checks

  • What kind of line 01733 750850 is, and the other firm that gives it
  • Who else gives the postcode PE1 2UF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Gauntlet Risk Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15548672
Company status
Active
Company type
Private limited company
Incorporated
8 March 2024 (2 years old)
Registered office
Fairview, 192 Park Road, Peterborough, PE1 2UF, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Arif Aziz Director Jan 1971 8 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£1,144

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£12.2k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15548672. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

My Business Cover’s history from the FCA register and Companies House, newest first.

2025

15 January 2025

  • Became an appointed representative
  • Began trading as "My Business Cover"

FCA register

2024

8 March 2024

  • Incorporated at Companies House
  • Arif Aziz took control (75–100% of shares)
  • Arif Aziz appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to My Business Cover

Other FCA-listed firms that share a director, phone number or address with My Business Cover. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like My Business Cover

Other firms of the same type (insurance broker), nearest first.

In Peterborough

LP Health LtdPeterboroughAppointed representativeDarren Young, Belinda Young + Rhys YoungPeterboroughAppointed representativeFortify Ins LtdPeterboroughAppointed representativeGEBL Financial LimitedPeterboroughAppointed representativeGs520 LimitedPeterboroughAppointed representativeJ W Skelton, C M Myland, J K Martin & S A GardnerPeterboroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on My Business Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is My Business Cover Limited FCA authorised?
My Business Cover Limited (FRN 1023978) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for My Business Cover?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. My Business Cover Limited (FRN 1023978) is an AR of GAUNTLET RISK MANAGEMENT LIMITED (FRN 308081). When you use My Business Cover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from My Business Cover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is My Business Cover’s phone number?
The FCA register lists the phone number 01733 750850 for My Business Cover. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is My Business Cover a scam or clone?
My Business Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with My Business Cover?
Protection works through Gauntlet Risk Management Limited, the principal firm responsible for My Business Cover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns My Business Cover?
Companies House lists one person with significant control of My Business Cover: Mr Arif Aziz (75–100% of shares).
Who runs My Business Cover?
Companies House lists one director of My Business Cover: Arif Aziz.
How long has My Business Cover been in business?
The company was formed on 8 March 2024.
What do My Business Cover’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £1,144 (no earlier figure to compare).

Sources and links

The full report on My Business Cover Limited

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