My Financial Services Group Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2015
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mycontractormortgage.co.uk (opens in a new tab)
Phone number

020 4551 2123
Address

1st Floor, Oak House, Reeds Crescent, Watford, WD24 4QP, United Kingdom

In the full report: 3 background checks

When mycontractormortgage.co.uk first appeared online, and whether it can receive email
What kind of line 020 4551 2123 is
Who else gives the postcode WD24 4QP

Other names (6)

If you were contacted under any of these names, it is this firm.

My Contractor Mortgage Trading name: A name it trades under now.
My Financial Services Trading name: A name it trades under now.
My Large Mortgage Trading name: A name it trades under now.
My Mortgage Report Trading name: A name it trades under now.
My Self Employed Mortgage Trading name: A name it trades under now.
My Financal Services Group Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 09519489 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 31 March 2015 (11 years old)
Registered office: First Floor, Radius House, 51 Clarendon Road, Watford, Hertfordshire, WD17 1HP, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Paul David Gash	Director	May 1974	31 Mar 2015	2 other companies
Juliette Gash	Secretary	Not published	31 Mar 2015	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£146k

−8.2% from £159k

Employees (average)

8

−20% from 10

Owed within a year

£33.3k

+66% from £20.0k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09519489. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

My Financial Services Group’s history from the FCA register and Companies House, newest first.

Key events (6) All events (13)

2017

25 July 2017

Changed its registered name from "My Financal Services Group Limited"

FCA register

2016

6 April 2016

Juliette Gash became a part-owner (25–50% of shares)
Paul Gash became a part-owner (25–50% of shares)

Companies House

4 January 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2015

31 March 2015

Incorporated at Companies House

Companies House

In the full report: all 13 events

All 13 events in its history (6 shown here)
Every director appointment and resignation: 1

Firms connected to My Financial Services Group

Other FCA-listed firms that share a director, phone number or address with My Financial Services Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like My Financial Services Group

Other firms of the same type (mortgage adviser or broker), nearest first.

In Watford

Caroline O'ConnorWatfordAuthorised Loans Warehouse LimitedWatfordAuthorised Mortgage Knight LimitedWatfordAuthorised MortgageTek LtdWatfordAuthorised MSK Accounting and Financial Consultancy LtdWatfordAuthorised O'Neill Private Finance LtdWatfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on My Financial Services Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 13 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is My Financial Services Group Limited FCA authorised?

Yes, My Financial Services Group Limited (FRN 717338) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is My Financial Services Group’s phone number and website?

The FCA register lists the phone number 020 4551 2123 and the website mycontractormortgage.co.uk for My Financial Services Group. If you were given different contact details, use these to check with the firm before going any further.

Is My Financial Services Group a scam or clone?

My Financial Services Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with My Financial Services Group?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about My Financial Services Group to the Financial Ombudsman Service, free of charge.

Who owns My Financial Services Group?

Companies House lists 2 people with significant control of My Financial Services Group: Mr Paul Gash (25–50% of shares) and Mrs Juliette Gash (25–50% of shares).

Who runs My Financial Services Group?

Companies House lists one director of My Financial Services Group: Paul David Gash.

How long has My Financial Services Group been in business?

The company was formed on 31 March 2015, and has held its current FCA authorisation since January 2016.

What do My Financial Services Group’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £146k (−8.2% from £159k).

Does My Financial Services Group use any other names?

It trades as My Contractor Mortgage, My Financial Services, My Large Mortgage, My Mortgage Report and My Self Employed Mortgage. It has previously used the name My Financal Services Group Limited.