My Mortgage & Protection Experts Ltd
Reference number: 937076
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 August 2025
- Its whole board of directors changed in May 2024
Responsible principal firm
King Mortgages Ltd Reference number: 803561 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- My Mortgage & Protection Experts Ltd (FRN 937076) is an AR of King Mortgages Ltd (FRN 803561). When you use My Mortgage & Protection Experts's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from My Mortgage & Protection Experts, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
71-75 Shelton Street, London, WC2H 9FE, United Kingdom
In the full report: 3 background checks
- When mymortgageprotectionexperts.co.uk first appeared online, and whether it can receive email
- What kind of line 0330 094 9409 is
- Who else gives the postcode WC2H 9FE
Other names (6)
If you were contacted under any of these names, it is this firm.
- Compare Lenders Trading name: A name it trades under now.
- Mortgage & Equity Release Partnership Trading name: A name it trades under now.
- My Mortgage Experts Trading name: A name it trades under now.
- My Mortgage Quote Trading name: A name it trades under now.
- My Protection Experts Trading name: A name it trades under now.
- Mortgage & Equity Release Partners Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through King Mortgages Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12165909 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 August 2019 (7 years old)
- Registered office
- 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul John Manns | Director | Aug 1991 | 19 Jun 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 4 people who have been directors, with their dates
Filed accounts and finances
Total equity
£3,054
−87% from £23.5k
Employees (average)
8
Same as 8
Owed within a year
£49.8k
+94% from £25.7k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 12165909. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
My Mortgage & Protection Experts’s history from the FCA register and Companies House, newest first.
2025
29 August 2025
- Changed its registered name from "My Mortgage & Protection Experts Ltd"
FCA register
2024
19 June 2024
- Paul John Manns gained significant control
- Simon Christopher Hubbard no longer has significant control
Companies House
22 May 2024
- Board replaced: its only director left and 2 new directors took over
- Paul John Manns no longer has significant control
- Simon Christopher Hubbard gained significant control
Companies House
2021
23 April 2021
- Samantha Rae Hubbard stopped being the majority owner
Companies House
2 April 2021
- Paul John Manns gained significant control
Companies House
2020
26 October 2020
- Became an appointed representative
FCA register
2019
20 August 2019
- Incorporated at Companies House
- Samantha Rae Hubbard became the majority owner (50–75% of shares)
Companies House
In the full report: all 26 events
- All 26 events in its history (11 shown here)
- Every director appointment and resignation: 7
Firms like My Mortgage & Protection Experts
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on My Mortgage & Protection Experts
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 26 events in its history
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Frequently asked questions about this firm
Is My Mortgage & Protection Experts Ltd FCA authorised?
What does appointed representative mean for My Mortgage & Protection Experts?
What is My Mortgage & Protection Experts’ phone number and website?
Is My Mortgage & Protection Experts a scam or clone?
Is my money safe with My Mortgage & Protection Experts?
Who owns My Mortgage & Protection Experts?
Who runs My Mortgage & Protection Experts?
How long has My Mortgage & Protection Experts been in business?
What do My Mortgage & Protection Experts’ latest accounts show?
Does My Mortgage & Protection Experts use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk