My Premium Finance Ltd

Reference number: 718245

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01992 566970

  • Address

    Number One, Station Approach, Harlow, Essex, CM20 2FB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01992 566970 is, and the other firm that gives it
  • Who else gives the postcode CM20 2FB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • CUA Finance Limited Former name: A name it was registered under before.
  • CUA Finance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 January 2014 (12 years old)
Registered office
Number One, Station Approach, Harlow, CM20 2FB, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Jamie Thompson Director Jul 1990 10 Oct 2023 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5
are FCA-registered
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Total equity

£421k

+22% from £344k

Cash at bank

£14.0k

−41% from £23.8k

Owed within a year

£3.32m

−2.2% from £3.40m

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08866440. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

My Premium Finance’s history from the FCA register and Companies House, newest first.

2021

1 October 2021

  • Changed its registered name from "CUA Finance Limited"

FCA register

2016

24 May 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Covermy Group Limited took control (75–100% of shares)

Companies House

2014

29 January 2014

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms connected to My Premium Finance

Other FCA-listed firms that share a director, phone number or address with My Premium Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like My Premium Finance

Other firms of the same type (lender), nearest first.

In Harlow

In the Chelmsford (CM) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on My Premium Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is My Premium Finance Ltd FCA authorised?
Yes, My Premium Finance Ltd (FRN 718245) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is My Premium Finance’s phone number?
The FCA register lists the phone number 01992 566970 for My Premium Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is My Premium Finance a scam or clone?
My Premium Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with My Premium Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how My Premium Finance handles your money, so check the specific product before you commit. You can also refer complaints about My Premium Finance to the Financial Ombudsman Service, free of charge.
Who owns My Premium Finance?
My Premium Finance is owned by Covermy Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs My Premium Finance?
Companies House lists one director of My Premium Finance: Daniel Jamie Thompson.
How long has My Premium Finance been in business?
The company was formed on 29 January 2014, and has held its current FCA authorisation since May 2016.
What do My Premium Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £421k (+22% from £344k) and cash at bank of £14.0k (−41% from £23.8k).
Does My Premium Finance use any other names?
It has previously used 2 other names: CUA Finance Limited and CUA Finance.

Sources and links

The full report on My Premium Finance Ltd

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