My Smart Link Limited: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 8 June 2023.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Last known phone number

07725 070410

Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
Last known address

179A High Street, Boston Spa, Wetherby, Yorkshire, LS23 6AA, United Kingdom

In the full report: 2 background checks

What kind of line 07725 070410 is, and the other firm that gives it
Who else gives the postcode LS23 6AA

Other names (1)

If you were contacted under any of these names, it is this firm.

Compare PAL Limited Former name: A name it was registered under before.

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

My Smart Link’s history from the FCA register and Companies House, newest first.

2025

25 April 2025

Changed its registered name from "Compare PAL Limited"

FCA register

2023

8 June 2023

Stopped being an appointed representative

FCA register

Firms connected to My Smart Link

Other FCA-listed firms that share a director, phone number or address with My Smart Link. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
no longer authorised: 1
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: the same phone number (1), the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on My Smart Link

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 background checks on its contact details
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is My Smart Link Limited FCA authorised?

No. My Smart Link Limited (FRN 997583) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is My Smart Link a scam or clone?

My Smart Link is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with My Smart Link?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with My Smart Link has no cover, because it is no longer permitted to carry it out.

Does My Smart Link use any other names?

It has previously used the name Compare PAL Limited.