N.V.C.S. Ltd.

Reference number: 729845

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nvcs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01603 720004 is
  • Who else gives the postcode NR13 6LQ
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FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
01983363
Company status
Active
Company type
Private limited company
Incorporated
28 January 1986 (40 years old)
Registered office
Unit 1, Green Farm, Rackheath Industrial Estate, Rackheath Norwich, NR13 6LQ
Nature of business
  • Non-specialised wholesale trade (SIC 46900)
  • Renting and leasing of office machinery and equipment (including computers) (SIC 77330)

Directors and company secretaries

Name Role Born Appointed Other companies
Sandra Ann Gore Director Jul 1953 1 Apr 2002 None
Christopher John Skipper Director Aug 1964 1 Oct 2007 1 other company
Adam Lee Gore Director Jun 1978 1 Oct 2007 1 other company
Robert Barry Gore Director Oct 1950 Not published 2 other companies
Sandra Ann Gore Secretary Not published Not published None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£3.80m

+8.5% from £3.50m

Cash at bank

£2.58m

+35% from £1.91m

Employees (average)

66

+6.5% from 62

Owed within a year

£1.15m

+21% from £949k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01983363. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

N.v.c.s.’s history from the FCA register and Companies House, newest first.

Key events (7) All events (19)

2021

15 April 2021

  • Sandra Ann Gore stopped being a part-owner

Companies House

2020

21 December 2020

  • Changed its registered name from "NVCS Ltd"

FCA register

2016

6 April 2016

  • Robert Barry Gore became the majority owner (50–75% of shares)
  • Sandra Ann Gore became a part-owner (25–50% of shares)

Companies House

27 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1986

28 January 1986

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (7 shown here)
  • Every director appointment and resignation: 9
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Firms like N.v.c.s.

Other firms of the same type (credit broker), nearest first.

In Norwich

Anthony HydeNorwichAuthorisedAudeo FS LimitedNorwichAuthorisedC J Ball & SonNorwichAuthorisedDowntide CaravansNorwichAuthorisedMark Andrew CarterNorwichAuthorisedMr Shane SadlerNorwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on N.v.c.s.

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is N.V.C.S. Ltd. FCA authorised?
Yes, N.V.C.S. Ltd. (FRN 729845) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is N.v.c.s.’s phone number and website?
The FCA register lists the phone number 01603 720004 and the website nvcs.co.uk for N.v.c.s.. If you were given different contact details, use these to check with the firm before going any further.
Is N.v.c.s. a scam or clone?
N.v.c.s. is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with N.v.c.s.?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how N.v.c.s. handles your money, so check the specific product before you commit. You can also refer complaints about N.v.c.s. to the Financial Ombudsman Service, free of charge.
Who owns N.v.c.s.?
Companies House lists one person with significant control of N.v.c.s.: Mr Robert Barry Gore (50–75% of shares). Before that, it was controlled by Mrs Sandra Ann Gore.
Who runs N.v.c.s.?
Companies House lists 4 directors of N.v.c.s.: Sandra Ann Gore, Christopher John Skipper, Adam Lee Gore and Robert Barry Gore.
How long has N.v.c.s. been in business?
The company was formed on 28 January 1986, and has held its current FCA authorisation since February 2016.
What do N.v.c.s.’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £3.80m (+8.5% from £3.50m) and cash at bank of £2.58m (+35% from £1.91m).

Sources and links

The full report on N.V.C.S. Ltd.

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