N1 Payments Limited

Reference number: 973294

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When n1payments.com first appeared online, and whether it can receive email
  • What kind of line 07879 244389 is
  • Who else gives the postcode PO2 8FA
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Jessilynn Limited Former name
  • Number One Payment Merchant Services Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10091004
Company status
Active
Company type
Private limited company
Incorporated
30 March 2016 (10 years old)
Registered office
Suite 212 Technopole, Kingston Crescent, Portsmouth, PO2 8FA, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Administration of financial markets (SIC 66110)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Christopher Knight Director Mar 1974 21 Sep 2023 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
still active
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£44.5k

−60% from £111k

Employees (average)

4

+100% from 2

Owed within a year

£31.8k

+21% from £26.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10091004. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

N1 Payments’s history from the FCA register and Companies House, newest first.

Key events (8) All events (18)

2023

21 September 2023

  • Board replaced: its only director left and a new director took over
  • Adam Christopher Knight took control (75–100% of shares)
  • Katherine Ruth Knight stopped being the majority owner

Companies House

2022

29 July 2022

  • Changed its registered name from "Jessilynn Limited"

FCA register

14 July 2022

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

1 March 2017

  • Katherine Ruth Knight became the majority owner (50–75% of shares)

Companies House

2016

30 March 2016

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (8 shown here)
  • Every director appointment and resignation: 5
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Firms connected to N1 Payments

Other FCA-listed firms that share a director, phone number or address with N1 Payments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like N1 Payments

Other firms of the same type (credit broker), nearest first.

In Portsmouth

Gary GoddenPortsmouthAuthorisedKenneth Peter Meister and Christopher Mark BrownPortsmouthAuthorisedADN Bridging & Commercial Finance LimitedPortsmouthAppointed representativeMAS44 LtdPortsmouthAppointed representativeCarcredit2go.co.uk LtdPortsmouthAuthorisedLiugong Machinery (UK) LimitedPortsmouthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on N1 Payments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 18 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is N1 Payments Limited FCA authorised?
Yes, N1 Payments Limited (FRN 973294) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2022 and works as a credit broker. The FCA has placed no limits on its permissions.
What is N1 Payments’ phone number and website?
The FCA register lists the phone number 07879 244389 and the website n1payments.com for N1 Payments. If you were given different contact details, use these to check with the firm before going any further.
Is N1 Payments a scam or clone?
N1 Payments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with N1 Payments?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how N1 Payments handles your money, so check the specific product before you commit. You can also refer complaints about N1 Payments to the Financial Ombudsman Service, free of charge.
Who owns N1 Payments?
Companies House lists one person with significant control of N1 Payments: Mr Adam Christopher Knight (75–100% of shares). Before that, it was controlled by Mrs Katherine Ruth Knight.
Who runs N1 Payments?
Companies House lists one director of N1 Payments: Adam Christopher Knight.
How long has N1 Payments been in business?
The company was formed on 30 March 2016, and has held its current FCA authorisation since July 2022.
What do N1 Payments’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £44.5k (−60% from £111k).
Does N1 Payments use any other names?
It has previously used 2 other names: Jessilynn Limited and Number One Payment Merchant Services.

Sources and links

The full report on N1 Payments Limited

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