Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 November 2025
Responsible principal firm
Leisure Home Insurance PLC Reference number: 307829 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- NACO Connections Limited (FRN 1026565) is an AR of Leisure Home Insurance PLC (FRN 307829). When you use NACO Connections's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from NACO Connections, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
National Association Of Caravan Owners, 37 Clacton Road, St. Osyth, Clacton-On-Sea, Essex, CO16 8PA, United Kingdom
In the full report: 2 background checks
- What kind of line 01255 820321 is, and the 4 other firms that give it
- Who else gives the postcode CO16 8PA
Other names (1)
If you were contacted under any of these names, it is this firm.
- NACO Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Leisure Home Insurance PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16089661 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 November 2024 (1 year old)
- Registered office
- 37 Clacton Road Leisurefame House, St. Osyth, Clacton-On-Sea, Essex, CO16 8PA, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Daniel James Ellacott | Director | Sep 1979 | 19 Nov 2024 | 2 other companies |
| Stephen Peter Munro | Director | Mar 1958 | 19 Nov 2024 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- are FCA-registered
- 3
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 1 company these 2 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£48.3k
No earlier figure to compare
Cash at bank
£74.7k
No earlier figure to compare
Employees (average)
6
No earlier figure to compare
Owed within a year
£86.3k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16089661. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
NACO Connections’s history from the FCA register and Companies House, newest first.
2025
21 February 2025
- Became an appointed representative
FCA register
2024
19 November 2024
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (2 shown here)
- Every director appointment and resignation: 6
Firms connected to NACO Connections
Other FCA-listed firms that share a director, phone number or address with NACO Connections. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 5
- share a director
- 3
- share its phone number
- 4
In the full report: all 5 connected firms, named
- How each is linked: shared directors (3), the same phone number (4), the same postcode (5)
- Who links each one: the named directors, with dates
Firms like NACO Connections
Other firms of the same type (insurance broker), nearest first.
In Clacton-On-Sea
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on NACO Connections
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 2 background checks on its contact details
- All 9 events in its history
- 5 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is NACO Connections Limited FCA authorised?
What does appointed representative mean for NACO Connections?
What is NACO Connections’ phone number?
Is NACO Connections a scam or clone?
Is my money safe with NACO Connections?
Who runs NACO Connections?
How long has NACO Connections been in business?
What do NACO Connections’ latest accounts show?
Does NACO Connections use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk