On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Homes England, The Lumen, St. James Boulevard, Newcastle Helix, NE4 5BZ, United Kingdom
In the full report: 1 background check
- Who else gives the postcode NE4 5BZ
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16862072 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 November 2025 (less than a year old)
- Registered office
- Second Floor, The Lumen, Saint James' Boulevard, Newcastle Upon Tyne, NE4 5BZ, United Kingdom
- Nature of business
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- Banks (SIC 64191)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Amy-Claire Rees | Director | May 1979 | 17 Nov 2025 | None |
| Simon Jeremy Century | Director | May 1984 | 17 Nov 2025 | 67 other companies |
| Peter Sean Vernon | Director | Jul 1959 | 1 Apr 2026 | 180 other companies |
| Simon Robert Pistell | Director | Jun 1967 | 1 Apr 2026 | 9 other companies |
| Christopher Mark Taylor | Director | Jun 1959 | 1 Apr 2026 | 124 other companies |
| Rosaleen Clare Kerslake | Director | Mar 1957 | 1 Apr 2026 | None |
| James Arthur Coppin | Director | Nov 1982 | 1 Apr 2026 | 2 other companies |
| Paula Robertson | Secretary | Not published | 13 Oct 2026 | – |
Other companies run by these 7 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 382
- closed down
- 113
- went insolvent
- 11
In the full report: all 382 companies, named
- What each company does, and whether it is still trading
- Which of these 7 directors sit on each board, and since when
- The 11 that went into liquidation or administration
- The 3 on the FCA register, including one no longer authorised
Key dates in its history
National Housing Bank’s history from the FCA register and Companies House, newest first.
2026
4 February 2026
- Registered with the FCA
FCA register
2025
17 November 2025
- Incorporated at Companies House
- Homes And Communities Agency took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (3 shown here)
- Every director appointment and resignation: 7
Firms connected to National Housing Bank
Other FCA-listed firms that share a director, phone number or address with National Housing Bank. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past links
- 3
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 3 past links through former directors
Get the full report on National Housing Bank
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 382 other companies its directors have run, named
- 1 background check on its contact details
- All 11 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is National Housing Bank Limited FCA authorised?
Is National Housing Bank a scam or clone?
Is my money safe with National Housing Bank?
Who owns National Housing Bank?
Who runs National Housing Bank?
How long has National Housing Bank been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk