Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 28 February 2025
Responsible principal firm
Open Prepaid Funerals Limited Reference number: 962403 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Natural Endings Limited (FRN 1012601) introduces customers to Open Prepaid Funerals Limited (FRN 962403). Any regulated advice or arranging is done by the principal, not Natural Endings.
- Example: if Natural Endings refers you to a financial adviser, the advice should come from the principal firm, not from Natural Endings itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Todmorden Hall, Rise Lane, Todmorden, OL14 7AA, United Kingdom
In the full report: 3 background checks
- When naturalendings.co.uk first appeared online, and whether it can receive email
- What kind of line 01706 941757 is
- Who else gives the postcode OL14 7AA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Open Prepaid Funerals Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06510395 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 February 2008 (18 years old)
- Registered office
- Todmorden Hall, Rise Lane, Todmorden, West Yorkshire, OL14 7AA, England
- Nature of business
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- Other retail sale not in stores, stalls or markets (SIC 47990)
- Funeral and related activities (SIC 96030)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Saffron Rose Grant | Director | Jan 1970 | 3 Apr 2008 | None |
| Saffron Rose Grant | Secretary | Not published | 3 Apr 2008 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- All 3 people who have been directors, with their dates
Filed accounts and finances
Net assets
£37.4k
−3.8% from £38.8k
Cash at bank
£40.6k
+36% from £29.7k
Employees (average)
2
Same as 2
Owed within a year
£17.2k
+95% from £8,833
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06510395. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Natural Endings’s history from the FCA register and Companies House, newest first.
2024
12 April 2024
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Saffron Rose Grant took control (75–100% of shares)
Companies House
2008
20 February 2008
- Incorporated at Companies House
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms like Natural Endings
Other firms of the same type (funeral director), nearest first.
In the Oldham (OL) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Natural Endings
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 6 events in its history
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Frequently asked questions about this firm
Is Natural Endings Limited FCA authorised?
What does introducer appointed representative mean for Natural Endings?
What is Natural Endings’ phone number and website?
Is Natural Endings a scam or clone?
Is my money safe with Natural Endings?
Who owns Natural Endings?
Who runs Natural Endings?
How long has Natural Endings been in business?
What do Natural Endings’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk