Naturesave Policies Limited

Reference number: 310631

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When naturesave.co.uk first appeared online, and whether it can receive email
  • What kind of line 01803 864390 is
  • Who else gives the postcode TQ9 5EZ
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Na Trading name: A name it trades under now.
  • Naturesave Insurance Trading name: A name it trades under now.
  • Naturesave Insurance Brokers Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 March 1993 (33 years old)
Registered office
Affinity House, Bindon Road, Taunton, TA2 6AA, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Claire Elizabeth Humphreys Director Apr 1988 2 Mar 2021 1 other company
Stephen Astley Director Nov 1959 1 Jun 2022 22 other companies
David Robert Moore Director Feb 1966 1 Jun 2022 38 other companies
Matthew Mervyn Pyke Director Aug 1970 1 Jun 2022 38 other companies
Rachael Jane Hall Secretary Not published 19 Jun 2025 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
49
closed down
22
are FCA-registered
16

In the full report: all 49 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 16 on the FCA register, including 2 no longer authorised
  • The 29 companies these 4 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2022Full accountsNot audited

Net assets

£61.8k

+32% from £46.9k

Cash at bank

£40.4k

+192% from £13.8k

Employees (average)

13

+8.3% from 12

Owed within a year

£83.9k

+7.7% from £78.0k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 02797137. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Naturesave Policies’s history from the FCA register and Companies House, newest first.

2022

1 June 2022

  • Lloyd & Whyte Group Ltd took control (75–100% of shares)
  • Matthew Evan Criddle stopped being a part-owner

Companies House

2020

30 April 2020

  • Bridget Jane West stopped being a part-owner

Companies House

2016

6 April 2016

  • Bridget Jane West became a part-owner (25–50% of shares)
  • Matthew Evan Criddle became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1993

8 March 1993

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (9 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Naturesave Policies

Other FCA-listed firms that share a director, phone number or address with Naturesave Policies. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12)
  • Who links each one: the named directors, with dates
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Firms like Naturesave Policies

Other firms of the same type (insurance broker), nearest first.

In Totnes

In the Torquay (TQ) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Naturesave Policies

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 49 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 25 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Naturesave Policies Limited FCA authorised?
Yes, Naturesave Policies Limited (FRN 310631) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Naturesave Policies’ phone number and website?
The FCA register lists the phone number 01803 864390 and the website naturesave.co.uk for Naturesave Policies. If you were given different contact details, use these to check with the firm before going any further.
Is Naturesave Policies a scam or clone?
Naturesave Policies is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Naturesave Policies?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Naturesave Policies to the Financial Ombudsman Service, free of charge.
Who owns Naturesave Policies?
Naturesave Policies is owned by Lloyd & Whyte Group Ltd, which holds 75–100% of shares, since 1 June 2022. Before that, it was controlled by Ms Bridget Jane West and Mr Matthew Evan Criddle.
Who runs Naturesave Policies?
Companies House lists 4 directors of Naturesave Policies: Claire Elizabeth Humphreys, Stephen Astley, David Robert Moore and Matthew Mervyn Pyke.
How long has Naturesave Policies been in business?
The company was formed on 8 March 1993, and has held its current FCA authorisation since January 2005.
What do Naturesave Policies’ latest accounts show?
Its latest accounts, to 31 January 2022, show net assets of £61.8k (+32% from £46.9k) and cash at bank of £40.4k (+192% from £13.8k).
Does Naturesave Policies use any other names?
It trades as Na, Naturesave Insurance and Naturesave Insurance Brokers.

Sources and links

The full report on Naturesave Policies Limited

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