Navigate Financial Ltd
Reference number: 1012632
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2026
Responsible principal firm
Best Practice IFA Group Limited Reference number: 223112 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Navigate Financial Ltd (FRN 1012632) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Navigate Financial's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Navigate Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 10, Building 4, The Business Village, Innovation Way, Barnsley, S75 1JL, United Kingdom
In the full report: 3 background checks
- When navigatefinancial.co.uk first appeared online, and whether it can receive email
- What kind of line 01226 107122 is
- Who else gives the postcode S75 1JL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15471662 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 February 2024 (2 years old)
- Registered office
- Unit 10, Building 4 The Business Village, Innovation Way, Barnsley, S75 1JL, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Abigail Michelle Hinchliffe | Director | Nov 1995 | 7 Feb 2024 | None |
| Ryan Thomas Snowball | Director | May 1996 | 7 Feb 2024 | 1 other company |
| Harry Andrew Totty | Director | Nov 1994 | 7 Feb 2024 | 1 other company |
| Colin Glyn Chadburn | Director | Mar 1960 | 23 Feb 2024 | 2 other companies |
| Simon Snowball | Director | Oct 1970 | 23 Feb 2024 | 1 other company |
| Steven Andrew Totty | Director | May 1966 | 23 Feb 2024 | 2 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 5
- closed down
- 4
- run together
- 2
In the full report: all 5 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 6 directors run together
Filed accounts and finances
Net assets
£76.5k
+38% from £55.6k
Employees (average)
9
+13% from 8
Owed within a year
£105k
+57% from £66.9k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15471662. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Navigate Financial’s history from the FCA register and Companies House, newest first.
2025
24 July 2025
- Colin Glyn Chadburn stopped being a part-owner
- Harry Andrew Totty stopped being a part-owner
Companies House
2024
29 May 2024
- Became an appointed representative
FCA register
23 April 2024
- Abigail Michelle Hinchliffe stopped being a part-owner
- Colin Glyn Chadburn became a part-owner (25–50% of shares)
- Ryan Thomas Snowball stopped being a part-owner
Companies House
7 February 2024
- Incorporated at Companies House
- Abigail Michelle Hinchliffe became a part-owner (25–50% of shares)
- Harry Andrew Totty became a part-owner (25–50% of shares)
- Ryan Thomas Snowball became a part-owner (25–50% of shares)
Companies House
In the full report: all 16 events
- All 16 events in its history (10 shown here)
- Every director appointment and resignation: 6
Firms like Navigate Financial
Other firms of the same type (financial adviser), nearest first.
In the Sheffield (S) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Navigate Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 5 other companies its directors have run, named
- 3 background checks on its contact details
- All 16 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk