NCi Insurance Services Limited

Reference number: 429567

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Jigsaw Insurance Services Limited Reference number: 307654 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • NCi Insurance Services Limited (FRN 429567) is an AR of Jigsaw Insurance Services Limited (FRN 307654). When you use NCi Insurance Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from NCi Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ncionline.co.uk first appeared online, and whether it can receive email
  • What kind of line 01423 535791 is, and the 3 other firms that give it
  • Who else gives the postcode HG1 1TT
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • 4Paws Trading name
  • guardCover Trading name
  • NCI Consultants Trading name
  • NCI Insurance Trading name
  • NCI Vehicle Rescue Trading name
  • NCI Vetcover Trading name
  • petGuard Trading name
  • PETtrac Trading name
  • Tourer Select Trading name
  • NCi Insurance Services Ltd Former name
  • Vetcover Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04741145
Company status
Active
Company type
Private limited company
Incorporated
22 April 2003 (23 years old)
Registered office
Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Steven Hudson Director Dec 1993 15 Jul 2025 10 other companies
William Charles Allen Bulleid Director Jan 1989 17 Jun 2026 11 other companies
Christopher Sidney David Jackson Director Dec 1988 19 Jun 2026 None
Jason Sheridan Mann Director Feb 1972 19 Jun 2026 8 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
still active
12
are FCA-registered
10

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 10 on the FCA register
  • The 9 companies these 4 directors run together
  • All 11 people who have ever been directors, with their dates
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Key dates in its history

NCi Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (34)

2025

20 February 2025

  • Changed its registered name from "NCi Insurance Services Ltd"

FCA register

2024

30 June 2024

  • Board replaced: its only director left and 2 new directors took over

Companies House

2016

6 April 2016

  • Jigsaw Insurance Services Limited took control (75–100% of shares)

Companies House

2005

14 March 2005

  • Became an appointed representative

FCA register

2003

22 April 2003

  • Incorporated at Companies House

Companies House

In the full report: all 34 events

  • All 34 events in its history (5 shown here)
  • Every director appointment and resignation: 16
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Firms connected to NCi Insurance Services

Other FCA-listed firms that share a director, phone number or address with NCi Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
10
share a director
10
share its phone number
3

In the full report: all 10 connected firms, named

  • How each is linked: shared directors (10), the same phone number (3), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like NCi Insurance Services

Other firms of the same type (insurance broker), nearest first.

In Harrogate

G & J Healthcare LtdHarrogateAppointed representativeAIM Higher Mortgages & Protection LtdHarrogateAppointed representativeComplete Mortgages (Harrogate) LtdHarrogateAppointed representativeDavid R Bulmer Associates LtdHarrogateAppointed representativeGauntlet McDaid Insurance GroupHarrogateAppointed representativeHall and Sykes LtdHarrogateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on NCi Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 34 events in its history
  • 10 connected firms, named, and who links them

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Frequently asked questions about this firm

Is NCi Insurance Services Limited FCA authorised?
NCi Insurance Services Limited (FRN 429567) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for NCi Insurance Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. NCi Insurance Services Limited (FRN 429567) is an AR of Jigsaw Insurance Services Limited (FRN 307654). When you use NCi Insurance Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from NCi Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is NCi Insurance Services’ phone number and website?
The FCA register lists the phone number 01423 535791 and the website ncionline.co.uk for NCi Insurance Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 3 other FCA firms.
Is NCi Insurance Services a scam or clone?
NCi Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with NCi Insurance Services?
Protection works through Jigsaw Insurance Services Limited, the principal firm responsible for NCi Insurance Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns NCi Insurance Services?
NCi Insurance Services is owned by Jigsaw Insurance Services Limited, which holds 75–100% of shares, since 6 April 2016.
Who runs NCi Insurance Services?
Companies House lists 4 directors of NCi Insurance Services: Michael Steven Hudson, William Charles Allen Bulleid, Christopher Sidney David Jackson and Jason Sheridan Mann.
How long has NCi Insurance Services been in business?
The company was formed on 22 April 2003.
Does NCi Insurance Services use any other names?
It trades as 4Paws, guardCover, NCI Consultants, NCI Insurance and NCI Vehicle Rescue, and 4 more names. It has previously used 2 other names: NCi Insurance Services Ltd and Vetcover.

Sources and links

The full report on NCi Insurance Services Limited

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